Expecting to close in November on a new build. When should I start locking my interest rate? Any chance the fed might actually come through with lowering the interest? Should I wait till after the summer to lock in? Any advice greatly appreciated!

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

What’s the best city for commodity trading right now? Combination of opportunities, time zone, comp net of taxes, lifestyle...

I have two offers on the table: One in Los Angeles, CA for $145K and another in $120 in South Fl. I live in Atlanta, I’ll have to move, which would be a good option?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

Amex platinum vs CSR??

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Should I be putting my $ somewhere else other than my bank account to save for a house?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Is anyone planning on trading water futures?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

What apps do you use to purchase coins such as XRP

Anyone buying a place during Covid times in Denver? How's it going?

Any good articles, notes , YouTube videos about intraday trading for newbie ?

Bonjour ici,
€50k est il suffisant aujoudhui avec l'inflation et 2 enfants pour un consultant senior (3 ans dexp) sur Paris? Quelle est la norme de salaire aujourdhui?
Merci!

For those with successful second marriages, what advice do you have for someone recently divorced (1st marriage)?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Does anyone know the salary of a beginner para planner at Ameriprise or any other broker-dealer?

Dear all,

I have total experience of 1.8 where 1.2 relevant experience of react developer. I need referral.

My current ctc is 3.5lpa

How much can I expect...

Can I get 12lpa

Need your kind help

Thank you

I am looking for a change. I have total 4 years of experience in Frontend Development (React Js). Please refer me if companies are having such openings.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Anyone here with insight on Adobe? Base pay, culture, hours, etc.

Your secret weapon to deal with stress at the office?

Any @capgemini fishes here to confirm current salary band for C and SC? Ideally HR Transformation and EE experience but just good to get some numbers and what leeway is there in negotiation?

Thank you

FJ12 band is which level??

Starting a side project, if there are any other consultants who are interested with skill sets in art, animation, design, audio, coding, etc let's try to get something going

Hi all,
I onboarded to capgemini yesterday and today I completed email setup. However, I'm not able to access talent page from mobile/personal laptop. Can anyone help me?

I got an offer from Gartner for software engineer (advanced) role and they are offering me really good salary package.
1. How is the quality of work in terms of full stack web development with respect to latest tech and career growth.
2. How is the work life balance for software engineers ?
3. What is the difference between their software engineer and software engineer (advanced) role?

YOE: 3 years

What kind of group do you want this to be guys?
Please share your thoughts . You are the first members and you will shape the future

Is taking the bus to work as convenient as taking the tube? Thinking of getting a place that by bus has a lesser commute than train but worried about traffic, frequency, etc. of the bus. Basically 20 mins bus vs 27 mins tube? Thanks!

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Best way to start wholesaling real estate?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Has anyone here used New Western to buy real estate deals?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Do you thank your tenants for paying the rent? A quick thank you text?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any Property Management recs in Seattle area? :(

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?