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Let me give you a tip for making your life a happier one... stay away from CNN and MSNBC.

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Ignorance is what these stations preach.

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USPS is a service. It costs money, it’s not designed for profit. Americans can’t fathom the idea of something existing without the sole purpose of generating profit.

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Only when it’s convenient*

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Losing*

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Yes as MS1 says, it’s a government service not a business. It won’t be a profit center as long as it serves every locale.

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Except the loss isn't due solely to the prefunding mandate.

Take a look at USPS' FY19 results, for example, there's a significant chunk of red there that isn't prefunding related: https://about.usps.com/newsroom/national-releases/2019/1114-usps-reports-fiscal-year-2019-results.htm

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Just so people don’t jump on the weak spots in your argument- USPS would still have issues even without the extra issues.

Mail sending has gone WAY down, and while packages have gone way up, it’s not enough to make up for it.

That said, USPS is a massive infrastructure, with capabilities that dwarf private options like FedEx. They also charge less!

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Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

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been in us from last 5 yrs. didnt invest in 401k or any other finacial instruments in us. now coming to regret that. 401k maximized from this year. any reco for index funds, MF education sites

Max out HSA or IRA first?

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Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

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Is now a good time to buy property in London? For investment purposes.

Thanks

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Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

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BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

likefunny

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

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How do you and your partner (married or not married) split financials?

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Is it a bad idea to take a job that doesn’t offer a 401K match program or HSA option?

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Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

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Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

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Does the IRS allow LIFO/Specific ID tax lot methods for selling crypto? And if so, do I somehow need to specify my choice of method at the time of sale, or just down the road when filing taxes? I use CB Pro and don’t see any settings for selecting methods like in my traditional brokerage account.

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Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

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I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

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I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

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37 / 13 years / 215K / PDX

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More Posts

Does any one know about the Persistent system ltd. average appraisal per cycle

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How much does Amazon pay a Salesforce developer with 5 years of experience?

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Can anyone here give a referral?

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Hey fishies! Been a GVP consultant for 3.5 years now, hard work, tough “in trouble” clients, and just haven’t had the chance to work with a team long term! Been in the industry a while, current Head of DSPV and looking to jump back into FT work. Non-MD so it’s hard to find companies that will hire me even though I teach in grad school and headed for my PhD. Any thoughts? Openings?

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Hello everyone, i need a suggestion,
currently i am working as AWS Data
Engineer in kpmg.
I love working in AWS but i am
lagging behind in codes.
I don't like to code n don't want to.
Is there any position which you would
suggest I should take up? Which one
will be helpful.
Other than coding i am ok with
everything in AWS.
Thanks

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Hi friends I am shifting to Bangalore next week, Currently I am in Gujarat so my bike is having Gujarat passing number plate, So now I want to know that is it mandatory to get BLR passing number plate for my bike or I can use it with Gujarat passing.. pls suggest...

Thanks in advance!!

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You’re on an 8 hour flight (full flight) and the person next to you REEKS of BO. Like, REEKS. So bad that I started wheezing. What would you do?

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Hi everyone. I am a graduating senior at Penn State looking to get a job in tech consulting or cybersecurity. I have been searching for the past month and a half. I currently have 1.5 years of experience as an IT Level I Technician. Any advice for me? As a woman in tech, I have been struggling to find my confidence lately.

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I am working as a technology consultant specialist in PwC ac. As of now I'm working on an internal project of the company but i have received mail from a senior that if someone wants to volunteer for this project "financial service capital market- COI" should i opt or not? Will it be useful?

Hello,
I am Interior Designer & Contractor, looking for opportunity to work for Home/Office interior project

Ours is Family owned business, 3 decades of experience and personally 15 years of Experience, working on High End Luxury projects

Hoping to hear good

Thanking you

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What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

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Has anyone attended a portfolio school for advertising? Im considering enrolling to one and would like some advice

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Can women leave office early given safety concerns?

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Broadcom acquiring VMware in $61 billion.

likeuplifting

Hi all,
I onboarded to capgemini yesterday and today I completed email setup. However, I'm not able to access talent page from mobile/personal laptop. Can anyone help me?

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Hello

Pls ans if any idea.

Thanks.

Post Photo
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How to change job location as i m joined as fresher in Capgemini.
Base location is Mumbai and i need change to pune.
Can anyone tell me??

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Do you think capitalism is compatible with a sense of ethics, or is another system better suited for it?

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Can anyone help me with examples of strong brand narrative in pharma?

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Additional Posts in Consulting

Poll: What dress code do you follow at your home office?

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

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Anyone afraid to take vacation in FY18, for fear of missing utilization? 🙋🏼🙋🏼‍♂️

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My friend is originally from South Africa and is on a student visa in Texas. She’s a senior and her parents want to buy her a house there after graduation. They will give her $50k for downpayment and whatever else she needs, but we just wanted to confirm if that’s even possible? We know she will need a job and steady income. What else is required?

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Can someone hire me pls? I’m a delight to work with

likesmart

StartUp on Netflix is really good.

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Starting to get more involved in the project sales process - any recommendations for books or resources to develop skills in this area?

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What’s the size of you outlook mailbox? Mine is 18gb out of 24gb available 😬

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The thing I don't understand is typically we shouldn't buy a house if we don't intent to live there for at least five years. So for all these people that have bought houses during covid for reasons such as working from home and needing more space, do they just assume they can WFH in the next five years and won't miss the urban lifestyle?

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Best consulting firms for defense companies? What credentials do they look for?

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Interested in a San Francisco/Bay Area networking/support group for consultants that have been laid off?
See comments for more details

likeupliftinghelpful

Any 🐠 🐟 from Grant Thornton Transformation service? Would love to pick your brain . Thanks!

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Looking to get a new wallet. Any brand recs?

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So who else is at Hilton Orlando this week?

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Can someone help with the base salary range for a 6+ years experienced finance professional with FRM and CFA certifications in Big 6 firms in Advisory practice?

Also, what should be the expectations for joining bonus during the current times?

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Going to miss the bench come Monday ): been an awesome 3 weeks.

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Can someone explain if I should use regular 401k or Roth 401k? My 2 FA’s gave different answers and I don’t understand which to use. I have already done the back door Roth IRA max

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Decided to make a meme 😅😹

Post Photo
likefunny

For those who left NYC, what city/state did you go to and why?

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