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Hey guys. I have been applying to Amex for the past 1 year. Tried applying on the portal, through referrals and even hr consultants reached me regarding the roles since I have a relevant profile. But not once have I been shortlisted or called for an interview. What could be the problem?
PS: I have gotten calls from every other company for the same profile but not amex. Can't be a problem with the profile. Seems something dicey which I'm not aware of.American Express
Please and thank you!

Big mood. 😴
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Can I get a commercial loan without 25% down?
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Assuming a DSCR rate of 8.5% with 25% down (for mixed use), your DSCR could be significantly below the 1.2 threshold. Your projected NOI is barely enough to cover the debt making it a high risk investment
If you’re comfortable with growth in the area, I would bring the purchase price below $1.25M, increase rents and increase amortization beyond standard 25-year period
Subject Expert
Have you seen the proforma?
Doesn’t sound appealing at all unless you like the unit for your business and you place a significant down payment. Cash buyers are the only ones making money with such a small cap rate given the interest you’ll be paying.