Has anyone had any luck lately getting chase to reduce your CSR annual fee? I’m not using it enough and might cancel but am welcome to a fee reduction

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If you have a chase freedom card, what I would do is:
1) make sure you’ve used all $300 of the CSR travel credits
2) downgrade CSR to chase freedom with ultimate rewards (this is the “old” visa chase freedom)
3) upgrade a chase freedom to CSR

This nets you $600 worth of travel credits per calendar year for $550 annual fee

It’s not super common for Chase to make retention offers like this. Best recommendation is decide if the points accessibility is something important to you. If yes, you want to downgrade to a point earning chase freedom. After that, decide the the CSP is more palatable at $95 and earn a SUB for getting the card if you do (assuming 5/24 eligibility + eligibility on most recent sapphire sub).

If you downgrade csr straight to csp to save costs, you miss out on de facto free points

^^^ key detail I was referencing. Appreciate the specifics

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