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Worried about inflation?
The U.S. Treasury’s Series I savings bonds have a 3.54% interest rate that will only go up as prices rise.
https://www.bloomberg.com/opinion/articles/2021-05-20/personal-finance-series-i-u-s-savings-bonds-offer-inflation-protection
Additional Posts in The Real Estate Bowl
Any Property Management recs in Seattle area? :(
Can I get a commercial loan without 25% down?
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If you’re new to real estate, then don’t bother with trends. I think your first investment should be a cashflowing long term rental. They’re the most predictable and stable, and although the current interest rates make it tricky to find something that cashflows, finding a good property now will help you become resilient when rates get better.
STR / Airbnb’s / getaway cabins (which are all basically the same thing) take a lot more time and capital to get started since you have to furnish them. A lot of formerly good STR markets are also very saturated.
Fix and flips / Brrr’s (also basically same thing, the only difference is whether you hold them or sell them) also take a lot more capital and effort to make them work. Most people lose money on their first flip, and with rates high, the BRRR strategy is less attractive than before.
Right, thank you. This is what I am reading as well. I wanted to keep my first primary residence but needed the money to for this new property I am in. That would have been positive cash flow.
Why do you care about latest gimmick rather than bedrock of real estate?
What’s the bedrock?
It depends on your market. It's not the same across the board.