Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Do you invest in commodities?

How is the GSAP tech allowance taxed? Bonus or income?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

MU & OCLR, stock bowl anyone?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

Is it the worst time to buy real estate because of the interest rates?

Hey ,I applied 3 weeks ago to Bank of America with a decent resume and referral. But still did not heard back.Need a human eye who is willing to check my application and help me moving to the next step?@BankofAmerica

What will be CTC for Advanced analyst?
YoE - 1

Hey all, I am looking for a new opportunity.

Yoe: 3.7
Skills: Informatica, Azure , SQL, Linux.

Thanks

#dataengineer #informatica #etl #referral #openings

Hello Sharks
How to get opportunity abroad? Can you share any portals from where I can apply?
Thanks in advance

Hi Fishes,

I am a software specialist having 8+ yoe, currently working at Mastek with a CTC of 17lpa. Can anyone help me with the current market CTC considering the below:
Current Role: Tech Lead
Tech Stack: Full Stack in Java, Springboot, Angular, Mobility, AWS beginner.
Your responses will be much appreciated.

Can anyone refer me .I have 2 yrs of experiemce .Skills- java,sql,sprimg boot,testing

Why is this bowl so silent ? I had been expecting some risk related discussions. 😔

Hey fellow fishes,

I need some opinion, which college is better for MBA/PGDM.
ITM Mumbai
UBS karjat, Mumbai
Or any other similar colg in your mind.

Thanks in advance.

Would you marry someone if they had a lot of loans on their head?

Does BAE Systems consulting arm having much presence in public sector consulting? I see them working with a bunch of public sector clients but interested how they compare to the likes of Deloitte

EY risk management advisory senior 3 base salary?

IQVIA - 33.5 lacs Fixed, 1.5 lacs Joining Bonus, 4.8 lacs Variable
CGI - 34 Lacs Fixed, 1.12 Lacs worth Stock options, 2Lacs Joining Bonus(will be deployed to work for Shell Client)
Siemens Healthineers - Awaiting offer, not willing to match above offers, maximum they can offer 33L as fixed and 2 Lacs Joining Bonus.

which one to choose?

YOE - 13 Years Skill Set: Agile, Scrum

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How much a qualified chartered accountant working in Big4 with 5 years of post qualification experience can expect from Industry?

does anyone know anything about experiences working at “Stampli”? I have an interview for an Account Executive position there!

Hi fishes,

I have declared IT in my previous organisation this financial year.
This month I joined a new organisation, should I have to declare it again ?

Experts throw some light on IT declaration?

For a writing sample: Is it better to use a motion that you won, or a motion that may reflect better writing/analysis, but that you lost? Does your answer change if the winning motion is more recent than the losing one?

Thinking of exiting into Banking / Payments space from USI S&O. Anyone has any leads into places recruiting actively?

Flunked in an interview 😞
How do I pick back up? This is exhausting! Any tips to come out of dejection and feel some energy.?

Hi fishes, how much do established startups pay for CEO office strategy role? (for someone with 3 years of tier 1 consulting experience)

Hi Guys,

Need help for salary range of senior associate role at Alvarez and Marsal (Disputes Investigations : Data analytics ).
I have 3+ years of experience. Non MBA

Brilliant initiative. Benefit together!

Is there an attorney willing to spend 10-20 mins with me to review my response to a demand/collection letter?
Very grateful for any insights

Has anyone explored Falcon invoice discounting as short term investment avenue? What is your assessment and advice? Scam or for real?

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

I’m new to investments - my advisor in India asked me to start off with some corporate FDs and large cap mutual funds. Any thoughts, given the COVID scenario?

Which stocks have you invested recently and why?

Anyone here able to open up an Indian SIP from here in the US?

So where should I invest?

Which brokerage account you guys are using? any recommendations plz?

Do desi consultants opt for 401K? Upside/downside?

Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Tax question- Indian immigrant filing taxes in US.
If non-US (Indian) bank account is more than $10k, then one has to file additional forms?

How do we buy corporate bond in India? Reliable platform as well plz

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

Indiabulls Housing. The price went down by 10.35% because Swamy sent the Govt a letter which accuses the company of 1 lakh crore fraud. Knowing Swamy’s history, he mught be doing guesswork.. CONT

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

Anyone jumped on the Infy bandwagon due to the dip??