U can’t be wrong if you’re investing in index for long term

Is anyone using a service where they accept payments online (planning fees, monthly 401k fees, etc) where the client can pay using debit/credit card?

Any divorce lawyer or people with divorce process experience here? Want to know when dividing assets, do we have to divide it equity or we can divide it however we want as long as we reach agreement?

Anyone made redundant noticed their P45 tax code as 0T? What to do to change it to 1250L? Started a new job and ended up paying more tax as they have used 0T as the code from the P45.

To those who have an HSA and who are able to cap the contributions each year, what account balance would you need in order to not cap the contributions, or to no longer contribute at all? Just to clarify, these dollars are triple tax free, which is beautiful, but can only be spent on qualified medical expenses, so theoretically there’s some point where continuing to contribute toward it or capping the contributions may not make sense

Fishes, I have a question :
As per my knowledge EPF interest is calculated month on month basis however it is credited at end of the financial year.

What if I transfer the EPF amount to other companies PF account will I be getting the whole year’s interest on the amount that is transferred at end of the financial year or else will it be on pro rata basis?

Here PF accounts are in two different trusts

Was having a chat with a friend back home and he said high net worth families dont migrate or immigrate to foreign countries, though they acquire a permanent residency or citizenship to return back to India. Whats your take on that?
I tend to disagree but now when I look at my friend ⭕ anyone with 25 Cr plus family net worth in T3 city did not choose to move or immigrate 🤔

3 billon 💲 IPO for Snapchat... am I missing something?

Here, I am holding on to some money for my parents in a savings account in India. They don’t exactly have the best relationship with money so I am doing this so that they don’t burn through everything in a month. Do I have to worry about taxes for this money? It’s their retirement savings.

Need to vent out something

YOE 3.5 in Cybersec GRC and technical
Age 28
Package: 14 LPA Sr con
MBA
Current savings: 5L

I have started rigorous savings since last month. I feel I am underpaid. Anyone else in the same boat?

I live in Florida and I’m looking for a reliable accountant to help me file my taxes. Any recommendations?

I have family money and it’s caused me to become frustrated with my job. I really enjoy my work, but the compensation is not significant in comparison to the money I already have. My cost of living is beyond what my job provides and financed mainly by my inheritance. My parents look down upon my job and spending the last few months in quarantine with them has made things worse. They make me feel like my job is pointless. Are they right?

Do any of you guys invest in iShare ETFs, specifically in $KSA? Looking to invest in Saudi development boom, but unsure which ETF vehicle to choose from.

Hello Sharks ,

I need one Assistance in investment declaration for NPS employer contribution . My NPS account current POP is not ICICI .

While contacted the ICICI POP , he told me to declare the amount though the POP is not ICICI then only they will get request to transfer to ICICI POP .

I am looking for suggestions who have already gone through this POP transfer process .

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

My current ROR on my 401k is -12.97% 🙃🙃. I know rates are pretty bad now, but is this lower than y'all? And any advice on how I can learn about investing wisely for my 401k?

H1B peeps, which tax preparation software y’all using? Any recommendations?

Just out of curiosity, would you choose to between joining mbb or MBA at H/S. What would you do?

What’s the easiest way to move over from federal consulting to a federal job that is of equal or higher rank?

How do you tell a partner you are running behind on an assignment? I’m constantly getting assignments to be turned around within a few hours or by the next day (even on weekends). This inevitably gets me behind on other assignments and I am working for several partners who don’t work in the same group.

Selling 2 Acer HD Dual Screens + Docking Station if anyone is in need of some WFH upgrades. 21.5 inch HD LCD monitors and an HP Thunderbolt 120W G2 docking station. Lmk if interested!

I was contacted by a recruiter on behalf of a nonprofit seeking a remote executive director. Recruiter asked what my target salary is. According to 2020 990 info, the total annual revenue was $242,732, and total salary expenses was $150,448. On their website, there are four staff listed not including the ED. Their positions are: Director, Managing Director, Senior Editor, and Communications/Engagement Manager.

What is a reasonable target salary to respond to the recruiter with?

Why does HR never do anything when they receive all those reports of inappropriate behavior? Don’t they have any morals?

Hi Toronto (and GTA)

Hows the job security in IqVIa technology division (quintiles).

Any layoffs or PIP's? What are the different ratings? Comments will help

Has anyone attended DevOps Engineer interview with TheMathCompany

What is the appraisal percentage in Citiustech Healthcare?

I’m 26F and have been living in New York since I graduated. At this point, almost all my friends from college/work/life/etc. have moved away and I’d love to meet some new people. Any advice on making new friends in the city?

I’m recently finished my PhD and the transition to full time work has been overwhelming. How was the transition for you?

Hello, need 11 like for DM. Please 🙏🏻

Thank you.

How much percentage of bonus/ variable does ZS usually pay?

How much I can Larsen & Toubro Infotech with 10+ yr exp?

Cctc : 23lpa - 21fixed
Skills: GoLang Python AWS

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Can any one tell me, how to invest in quant mutual fund through it's website?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience