U can’t be wrong if you’re investing in index for long term

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

I'll be buying my first full BTC, if it touches 30k. Or should I wait little more?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

How do you effectively plan for retirement?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Has anyone gone to an estate sale in the city?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Anybody have experience with JD-specific mortgage loans? I know BBVA offers one

Hi Fishes,
Need suggestions on corporate NPS? Considering employer contribution is fully exempted and individual contribution is exempted upto 50k.

Please let me know genuine suggestion
Thanks

Welcome to the Chicagoland Real Estate Bowl!

The goal of this bowl is to create a platform for any and all questions you may have related to all things buying, selling, investing, and flipping real estate.

Additionally, if you need a broker I’m happy to help directly! I’m part of the number one sales team in Illinois out of our Brokerage!

Which bank account is better for salary account?

HDFC
Axis

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

Hi fishes can anyone refer me for Salesforce developer exp - 4 years MNC preferred

How to know if your business is scaleable or not? If I am on the brighter side of things, I naturally feel it’s scaleable but I want to make it scaleable more strategically? Any inputs?

Any idea fishes on what's the last client round in EY Parthenon for Deals Strategy - is it a experience discussion/fitment or a proper technical round.

YOE: 8 years
Poaition: Associate Manager

And what's the salary one can demand??

What is your current salary / yoe / city or county and state / title / industry? I'll start:

$100K / 10 / Fairfield County, CT / Senior Product Owner / Publishing & Marketing

Does Oracle Cover Dental Insurance? What's the coverage and limits?

Hello fishes
Work a CTC of 30LPA, JL6, is it worth to go onsite like Canada or uk or Australia asking with a wife and kid?
What works be the onsite salary for JL6? Few posts i read days 42k, few other posts mention 110k..
Any one has clarity on this this?

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

Does anyone know the average salary for a senior consultant in finance with 5 years work experience in the LA area?

I had a very positive experience interviewing with Amazon for an L5 Technical Writer role. I originally applied for a lower level writing role, ending up acing my Loop, and was passed on to speak to the hiring manager for the L5 role.

Given the positive tone of our conversation, I expect to receive an offer this week.

Can somebody tell me what kind of base salary/bonus/RSU ranges I should aim for? I'm transitioning to tech and have 10+ years of professional writing experience. PNW based.

I have an offer with TCS with 19L package.
YOE is 11yrs (I know it's less for the YOE)
With my new offer, if I ask TCS to match the offer to 25L. Will they agree?
Anyone have such stories here ?

Any idea on what's the average market pay for a Salesforce developer with close to 6 years of experience in India? ( Point to be noted i have 2 years of experience in diff technology and 4 years in Salesforce)

I am a regional controller for a hospitality group. I began looking for a job in a different industry, but have hit some roadblocks with trying to communicate transferable skills and management style (decentralized). Any recommendations?

7 years experience in Development.
3 years in React Js.

Looking for an referal oppertunity in Kolkata Region.

Thank you

28 / F / LA / 73k / Im underpaid, huh

Hi Fishes,

What is the market salary range for a Banking and Finance sector(Temenos UXP) developer with 5 years experience and if willing to switch how much can he/she can ask for?

Can I accept Accenture offer letter and if I get a better offer, reject Accenture's offer letter afterwards?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Looking for a great realtor with knowledge of East Austin. Any recs?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Best app to track expenses?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How t save tax for 9 lpa salary. Can anybody help me out.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Can any one tell me, how to invest in quant mutual fund through it's website?