Hi. I see multiple claimable components in my DI offer letter salary breakup like lunch allowance, telecom expense & lta. My queries are in the comment section.

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1. Can I take the lunch allowance directly with my monthly salary instead of loading it to a food coupon?

2. Can I take the telecom expense directly with my monthly salary instead of reimbursing? The monthly amount for the same is outrageously high, I don't use that expensive plans. If not can I claim internet expense from broadband line for this?

3. Can I opt out of LTA? I don't want/ need LTA.

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1. Yes
2. No, but yeah you can claim it monthly as a taxable component(no wifi)
3. No

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Hey, I heard that if I opt for NTR then all these claimable components will not apply to me and directly added to my monthly wage. Is it correct?

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Yes right i also heard same

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1.No. if you donot opt for the coupons you will get it in your monthly salary
2. no. If you don't claim telephone expense it is accumulated over the year and comes along with March salary
3.no such option exists

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