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Chief
By being rich, having different definitions of ‘nice’ or ‘good neighborhood’, moving further into the burbs or relocating entirely.
It’s insane now. The same homes used to be 300-400k. Wages have barely gone up in the same period.
https://youtu.be/LG-Z-kYSC4s
Your bar is ridiculous. I live in Charlotte. $1.4m buys you a beautiful house in the best schools in Charlotte.
There are so many other neighborhoods that are good at much lower price points.
Yes, if you want top 3% of real estate you likely need top 3% income.
How are families doing it? Those without top 3% income either have family support or don’t purchase in the 3% neighborhoods…
You’re disconnected from reality. If you go 20min outside Charlotte (pineville etc) you can get a McMansion for 600k.
That’s how they do it.
That’s fort mill. Ok now that I understand your expectations, I agree, you need to make a lot more to meet your “baseline” expectations.
But realize that they aren’t realistic unless you have top tier income.
So the answer is, the people with gorgeous houses in the best neighborhoods actually make way more money than you.
I’m in Raleigh and it’s similar. For the best area, best schools, etc. 4 bed is $1M bare minimum. But even way out in the burbs it starts at $700k
Head south.
I’m looking at Atlanta, Charlotte, etc lol
Skipped the nice SFH and stuck with our starter townhouse in an area with good public schools which we can afford on one income. Less space, less money spent on stuff to fill it.
Editing to add we’re dual income but invest the amount of one income and live off the other
Rising Star
Let’s go! If only we all lived within our means
Pro
Go into consulting and find a client where you have to travel every week. Get scheduled for early Monday morning meetings so you have to fly in on a Sunday and work late on Thursday so you fly home on a Friday. You only need to couch surf or get a hotel room for 2 nights a week.
You can get a nice home in Philadelphia for well less than $800k, in a good neighborhood in the City or out in the suburbs with the good schools. If you want to drop $1M you can have a 3000 sf Victorian rowhouse. Same is true for most of the Midwest. Atlanta, SC, Texas and the west coast aren’t the only T2 cities. Plenty are still perfectly affordable.
Define “nice” and “good neighborhood.” I grew up in a highly sought after neighborhood in a midsize Sun Belt city — Zillow says $520k now, so I suspect your bar must be pretty high
We are approved to spend up to ~$2m but I’m old enough remember the 2008 housing crisis and like to not be house poor