How are you guys managing family money? We have 401k through firm, savings account for emergencies and now thinking about opening a betterment account. Anyone used betterment?

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401k through the firm, HSA with BofA, Roth IRAs through Vanguard, brokerage account with Scottrade and I toss our emergency money around to the bank offering the best sign up bonuses and interest rates. So far this year, we've earned an extra $600 on our $20k emergency money taking advantage of sign up bonuses. It's not a ton of money but it pays for a few months of groceries

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529 for both kids with ~10% returns

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2 401k accounts, an IRA and 529. Also dabbling in crypto with spare money.

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Damn D1, you got your shit figured out. Not me :(

I use a subscription service for stock recommendations... helps with my inertia and gives me something to consider evaluate vs doing primary research myself ... which I don’t have time for.

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