Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What personal financial knowledge do you wish you had learned in college?

Guys i joined Amex in may with 15 months of work ex at 13.5 ctc in band 30 as an analyst. I believe l I’ll get a standard increment of 8-9% for this year. 1) when can i be expected to be promoted to sr analyst within band 30 2) how much increment I’ll get in moving from analyst to sr analyst within band 30

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Hi folks,
What do you show as investment proof if investment is to be done at a future date? I have a life insurance whose premium is due in March. What can I submit now as proof for this declaration?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

I am a SC in Deloitte US and thinking of moving to Canada. I don't hold a US passport, is there a way i can get a work visa in canada maybe through Deloitte or other big 4? If yes, What type of visa is it and how to apply?

Has H1b premium processing resumed for new applications? Wasn't today supposed to be the day to resume pp for applications after March (I believe)?

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Any marriott hilton fast track promo?? No SPG around where Im traveling

1/3 Question on tax treatment of nonpriority unsecured claims converted into long-term note decreased total liabilities under Chapter 11. An accrual based C-Corp taxpayer completed a Chapter 11 reorganization and converted a total of $1M A/P to suppliers into a $410K LT note (a $590K liability reduction). Should we view this $590K as the Sec. 108(a)(1)(A) excludable income? After reading through IRS Pub 4681, I think it makes sense to view the $590 as "Reduced Price After Purchase", but not

401k Roth or traditional 401k?

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

ACN 🐠: how many hours do you average per week and how does that vary by grade? Also, has travel to Riyadh resumed? TIA

Do you share your struggles of depression and/or anxiety with your parents/family? Especially when not living with them.
Should I be? It's a lot of effort to sound ... happy or normal on the phone. But don't want to make them worry either.

Greetings from Madison, Wisconsin. I'm a reporter with more than 32 years of experience and I feel that, lately, local television news has been kind of dead, but I am pleased to fight for it from my local newspaper. Locals love to see someone from their own town succeeding or finding out something inspiring.

I am a firm believer that this will not change for a long time, local TV will continue to live as long as we stand for it.

Waiting to hear from Novartis on a job I interviewed for 2 weeks ago. They emailed me a Conflict of Interest Form to sign last week, which got me thinking an offer was coming but I'm still waiting. Thoughts on whether this form means anything? I daydream about quitting my current toxic job :/

Don't hate me but Brookly style pizza >>> Chicago deep dish, any day, any time.

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Is it possible to get your notice period shortened from 3 months.i have 15 carried forwarded annual leaves from last year.

Out of work and just been rejected for what would have been a great role... pointers for keeping skills in check whilst out of work... feel the longer I’m out the less employable I’m becoming

I miss my pre-2020 life sometimes. Even going into the office. Right now, it just feels like I live at work and it seems like it will be that way forever. 😔

Hi, I have my interview scheduled for Emphasis for the java developer position. Anyone can help me interview experience?

How much time it takes for BGV to complete in Optum? Mine is in progress from 45 days. Is it normal?

How’s experienced hire (PL/EM+) forecasting into 2023? Thinking of back up plans if things go haywire in the next 2 months.

Looking for a therapist, ideally in person, lower Manhattan and CIGNA. Any recommendations?

Can it backfire to put the open to work badge on LinkedIn without having any offer in hand?

Will stocks continue to rally?

We have a very broken product process. Our commercial team creates the “strategy” and prioritizes customer problems. But they always want to define the how, when, and product is the executor. What is your current process of commercial providing a customer problem and what are the steps to turn it into a feature?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

How do you guys invest on gold? Is it just buying the biscuit or do you invest in their stock/ETF?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Thoughts on personal loans to consolidate Debt?

Anyone have a recommended tax person in Chicago?

Best high yield savings products?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?