How are you guys saving & investing? I’ve been at my firm for a year and a half now. My TC is 103k. In my year & a half here, I’ve managed to save and invest a nice little chunk of change. I have around $50k throughout my brokerage accounts & another 20-25k throughout my 401k & IRAs. I feel like I should have been able to save some more, as my expenses are very low because I still live at home. I’m 25, and trying to save up for a house, but the market these days is crazy.

I’m going to lose my marriage if I stay in my current job.

I can’t quit because I’m the only income on the house.

I don’t have a new job yet.

Hard times.

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

If you tithe, do you pay 10% on your gross or disposal income?

Inflation check @9% 🫡

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Thoughts on being a chindi chor to save $500k and go through the EB-5 route?

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Just went on a shopping spree and have no money left lol

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

1040 help.. if I own two homes and loan amounts add up to over 750k, and mortgage interest deduction is limited, can I choose to report only one mortgage (and ignore the other 1098)? Using turbo tax but numbers are not making sense to me.. we bought a new home near end of 2021

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Has anyone tried to get an extension on an offer and they push back?

How should a resume be for Amazon? I was told not to make it product focused, instead have it be PM focused

Psalm 118:24-26KJV This is the day which the Lord hath made; we will rejoice and be glad in it. What is one thing that you ought to rejoice about?

Bhailog jate hue balo ko kaise roka jaye

Wondering... is anyone here. Anyone looking for an apartment in LA Venice?

I joined birlasoft two weeks before.
How many days will be taking to receive Joining kit?

I have completed 8 months in the current org and my Notice Period is 90 Days.
If I resign and serve notice , my tenure at current workplace will be 11 months.
Should I work for one more month and resign ?
Or should I resign right away and serve 2 months notice period and buy out one months notice ?

Please guide.!!

A part of our jobs is training scholars with the technical skills from our professional trades, but what techniques, systems, or experiences do you utilize to teach the professional skills?

Hi Fishes,
I am having multiple offers in hand please help me to decide which one is best. Considering job security, learning and wlb as preference.

Cognizant - x (can be revised)
Cyient - x + 3.5 + 1 jb
Capgemini - x + 2.5 + 1 jb
Kpmg- x + 0.5 (can be revised)
Optum - x + 0.5 +1.5 variable + 2 jb (can be revised)
Greenway health - x + 3.5 + 1 variable + 1 jb

Yoe- 2 && tech- .net full stack

What’s everyone doing nowadays?

Can anyone tell if SAP SDC renegotiates offer after releasing if I have a greater offer from somewhere else.

Made it through another day of the Hunger Games!

How do you deal with anxiety before a big presentation? I really struggle with this and want to get better.

I need to do a case prep. Let me know if anyone is available today or tomorrow? Based on ET

How to check if Bgv is completed or not ?