Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

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Health found meaning HSA? Lol. Yes, you should open one if you have a high deductible health plan. Other options are mega backdoor Roth IRA and 529 plans (if you plan to pay for a beneficiary’s higher education expenses).

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