Just went on a shopping spree and have no money left lol

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Just started to work in the US on h1b.should I invest in 401k? What if I am not sure about staying in the US for the long term..Is there a penalty for early withdrawal - does it make financial sense?

Does anyone have any tips to maximize miles when getting married? We currently only have one card that is the same. Does it make sense to add her to all of my other cards as an authorized user? Any tips appreciated

Thoughts on Jumia stock?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Hey guys! How much PF does someone retiring from NTPC get these days?

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Accidentally sold all my VOO stocks when I was trying to put in a trailing stop loss. 🥲 Feeling real crap.

Already slept through the first half of the work day. Happy Monday !

Is “associate”, a good level to join in TIAA ?

It's that time...🦃

What's one thing you're grateful for in your life or career at the moment?

Drop it below! 👇

Hello Everyone,

Does any of you know about cognizant softvision company? How is it, please reply

How muxh time do the HR take to release the round 2 interview results?
Is it possible to not get the mail if i havnt cleared the round?

Anyone willing to refer to Abbvie?
Please dm me.

Remuneration for a project manager with a company like property developer

💲For those who DON'T think a six figure salary is possible:

👉Just ask for it. Really, you would be surprised. Might be easier to switch to a new company and ask. I did that 3 years into my career.

And 🛑 wasting your time at a company that under-values you severely. Sometimes switching companies every 2 years or so will allow you to keep raising the bar for yourself.

5th September is my last working day at Infosys. Yoe=4+ yrs
Tech= aws devops
I hold an offer of 18LPA from KPMG with joining date of 7th September. (Wfh)
I applied at Workday on 15th May and went through 7 technical rounds of interview and received a verbal offer letter of 21LPA (hybrid)
Now apparently their technical panel "forgot" about the interview and wants to have a discussion again as 8th technical interview. HR says their joining date will be 19th September.

Should i join KPMG?

2 part question:

- Does anyone know who Accenture uses for their 3rd party background checks?
- If i allow them to contact my current employer, do they still ask for W2’s and Paystubs?

Hi Fishes,

Looking for a Business Analyst (Presales Consulting) role with 3.5 years of experience. Please let me know if you are aware of any such opportunities.

Thoughts on taking a position in the same practice group and same class as your spouse?

I know the official policy is 3 days in the office. I’d there a way negotiate to negotiate that to let’s say 2 days in the office during hiring?

Thinking about getting a MBA, partly for personal enrichment but also for professional reasons. I know schools all have different “cognates” but do people have recommendations that pair well with corporate/securities/financial legal practice fields?

Hello, in my previous organisation I worked in development domain (Oracle IAM Tool and Java)and my post was software Engineer, i joined Wipro as project Engineer in April 2022 and was assigned non technical project as an analyst.

I fought my way hard to get released from the project. However my designation is changed as Analyst. Should I ask for change in designation as I know that analyst is non-technical profile? Would my designation impact my future role as well?

Hi, Planning to invest 15K in Mutual fund every month

Can you guys please suggest me?

years=15

Canara Robeco Small Cap Fund Direct Growth = 5k

Quant Mid Cap Fund Growth Option Direct Plan =5k

Quant Tax Plan Growth Option Direct Plan=5k

Anyone used the blu* pil recreationally?

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

I’m a closeted no book reader. I’ve maybe read 5 books over the last 10 years… My teams over the years are always talking about all the books they read and providing recommendations, but luckily people tend to be more interested in sharing what they read rather than listening so I’ve made it this far. I’m worried I’ll be discovered one day

Just want some dating advice. I been seeing this guy and we both in for the long haul. He has this best friend, and basically I hate her. I’m a guy btw. She is like this dramatic annoying type who bosses around. I’m a very quiet guy and I don’t like drama. My SO really wants me to be friend with her but I genuinely hate her. The moment she steps in the room I’m like “argh you again”. We had an argument because I don’t wanna hang with her. I don’t know what to do. Advices would be super appreciat

All my six-figure salary consultant friends are ranting about how poor they feel right now because their IRAs/portfolios are down. Think the people in this industry need to take time to volunteer or engage with some tougher parts of town and understand that by virtue of even having investment accounts, that they’re more financially safe than at least 50% of America. Sad to see

It grinds my gears that my manager always uses smiley faces and explanation points in his emails.
ae. Hey! The report looks great :) let’s add x and y to the slide! If any edits need to be made I’ll do them tonight :) Let me know if any questions!

Smfh

Been planning for months to move to Chicago but I’m just seeing more and more news about crime getting worse, even in the nice areas…

Not sure what to do, I desperately want to move out of NYC and start somewhere new 🥺

female here...I feel like quarantine is driving me crazy and I’m looking for a distraction. Recently married but I don’t feel that sense of completion...I’ll admit I’ve always been one to stray but now I’m looking for an outside comfort more than ever. But even more so on top of that I think I’m struggling with feelings of being bisexual and never properly exploring it

I’m irritated ALL the time and it’s ruining my relationship. What’s wrong with me? lol should I just start smoking weed or get on an anti depressant?

We need a Late Night Confessions bowl

Everytime I’m riding high, getting good work done, my boss has to come in and ruin the mood. Every time. Here’s to spending the rest of my day eating ice cream and watching tv while still working but less than before

In my 20s and almost exclusively attracted to men 40+ but every time I match with one on a dating app they end up being creepy.

Is it a red flag if someone says they don’t believe in self help books like Atomic Habits, Attached, etc?

Anyone else on here use the app ‘iFunny’ to look at memes daily?

Can I ask a cop to stay outside my door if I feel threatened at home?

Frustrating… I don’t like my associate
He’s been on the project for 6 months and doesn’t do anything and isn’t willing to learn anything but some how is still employed . I’m not the type to get someone fired and you know … have prbs paying bills . So I haven’t professionally complained about him but for F*** sake I’m losing my patience … feeling guilty to take his bread and complain … looking for new project … idk what to do

I never doubted myself, but I doubted you
I'm tired of looking at myself in my rear view

TFW you’ve convinced yourself an offer is coming and you’re just living on adrenaline, barely functioning