How does one afford being on a 60-65K salary living in New York? What’s it like just living in New York in the ad world?

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I started at 35k 4 years ago in NY. It’s all doable if you resign yourself to not going to brunch ever

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Doable but....
You will need roommates and you will need to readjust your concepts of what liveable means or what you feel “you deserve”. It’s definitely doable to live in this amazing city, America’s best city, if you are smart about it all and live up to your means....

DO your own laundry, DON’T take Ubers, etc., and don’t cling on to the same lifestyle as your friends making more money.

Forget about living walking distance to your agency, I doubt you’ll be able to afford anywhere in Manhattan below 85 st. Get comfortable with the idea of commuting (yes getting on a people-packed train) and evening with BK if uptown Manhattan isn’t your thing. Buy a crockpot and 5 ingredient cook book and forget about ordering out!

Also, if anyone above said it’s doable to make it here under this salary BJT received help from their parents as a Jr emplpyeee, even if it was just being under their health insurance, THEY HAVE NO BUSINESS COMMENTING ON LIVE-ABILITY given their privileged fucks status.

I am 99% independent from my family and I moved to NYC making 45K two years ago as an AAE. I pay my insurance, my rent, etc. Never been part of the Bank of Mom & Daddy and i made it (barely).

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Roommates... many roommates... and live in jersey or queens

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Not being a dick but where the f are you getting paid 60-65K for an AAE role?

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Lol, glad someone said it. Never been the range for an AAE at any agency I’ve worked.

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That’s actually not a terrible range...I live with 3 other people in Brooklyn, and live pretty comfortably (brunch on weekends, going out, etc) however I do bring my lunch to work and I don’t buy Starbucks everyday. There’s some trade offs. But it’s all how you want to live.

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Doable! With company perks, the money I save on food, I use on brunches! Haha and I also live in Brooklyn to save money on rent. And Brooklyn >>> Manhattan tbh

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I think that in NYC you have to figure out what you’re willing to give up (Uber, brunches, etc.) and stick to that. I sacrificed going out/brunches in exchange for an apartment in the city that was close to my agency. Something I didn’t learn until my late 20s: If your agency offers transit benefits and HSA/FSA health benefits I find those to be a great way to budget for health and transit costs (plus you can use your metrocard for personal things on the weekend). For housing: BK is great and LIC is a quick subway ride from the city and there are a lot of new apartments there. I would definitely suggest finding roommates anywhere you move. Hope this helps!

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I’ve lived in NYC when I was making 33k and now I make 55k and I feel comfortable, haha. Track your expenses, put a % into your 401k, locate areas of your spending where you can cut down - and don’t go out spending $200 a weekend on brunch and drinks. It’s all about being self aware for what you have in the bank and what you’re taking out. A larger percentage of your wages will go towards your rent, that’s just the way it is. Live in Brooklyn or queens, get a roommate or two - that will help, but keep your expectations realistic because there’s always a catch with NY apartments 😉 all this aside, living in New York is the best decision I’ve ever made and wouldn’t trade it for anything.

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60k is absolutely doable. I was at 40k when I lived there a few years back. Roommates and BK is the answer. Work your way up, enjoy that Big City life, then move and settle in a more reasonable place.

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It’s doable if you lower your apartment/living standards and succumb to communal living. It’s worth it, and it gets better.

Roommates also BK is a great place to live with lower rent. Also I didn’t open a credit card until my third year living here

@OP , No problem- buckle up, work hard for a couple years and pay attention to those a little more senior than you who are elbowing their way up. Volunteer for opportunities and of your resume. Enjoy every second of being young in New York. 30 people with 5$ in their pocket can throw a hell of a party in cheap apartment. Work hard AF, have as much fun as you can outside of work, build relationships with your coworkers and take advantage of work events (it’s fun when your young and dies down as people get older but the networking lasts a lifetime). It’s a couple decades worth of playing chess and enjoying the breaks between tour turn. And remember above all else, you learn more from failure than success. it teaches you how to succeed humbly and and build your foundation. Now I lectured the shit out of you... but your in advertising so pour yourself a drink and rip a couple J’s with your art director and embrace the journey

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No idea how someone could live in NY at that salary without getting money on the side. That’s barely enough to cover rent.

Cheap rent exist. I’ve rented with no more than 2 roommates (myself being the 3rd) in Queens for 2 years under 1k. Just gotta look and be willing to walk a few blocks to the train.

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