How long should I wait before applying for the Chase Sapphire Reserve? I'm foreign who got my first credit card in May this year. Current credit score around 690. Any tip to get it faster ?

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Pay off your whole balance before your statement closes so the statement balance is zero/small. Lowers your utilization because statement balance is what’s reported for credit scores

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You can try to bump the credit limit on your first credit card. This’ll lower your utilization (all else being equal), and should boost your score. It’s not instantaneous boost however, it’ll take a couple months (in my experience), but your score should slowly start increasing

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You need to wait 6mo

Open a checking account with chase

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<12 mo at the time of app. Just too big a question mark to most banks at that point if they can't see your cash flow through a DDA relationship

Can't have the CSR if you can't get approved for 10k or above. It's a Visa Infinite.

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how can you find out if you’d get approved for 10k or above?

Get Credit Karma, pretty accurate with your chances of getting approved

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Don’t do that, Credit Karma is BS marketing...it’s wrong like 50% of the time

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Chase doesn’t like to be your first 10k+ card, get your other card up to that first

Just have above a 760 Fico and a few years of managing limits above 10k and you’ll be good.

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