I am currently working as a regulatory Risk Reporting Analyst with 3.10 years experience and I have 4 offers in hand.

JP Morgan- 9.3 fixed
Morgan Stanley- 9.01 fixed
KPMG- 9 fixed + 1 lakh joining bonus
10 FA- 9fixed + 10% variable

Please suggest your honest opinion which one should I consider to join.

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I would suggest you to go with JPMC due to it's work culture. In the long run it might help you in getting good projects related to financial risk and internal audits.

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Can’t go wrong with either JPM or MS

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MS

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Any specific reason why you think MS would be better?

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With 3.10 yoe and those reputable names 9 fixed seems a bit less... didn't you negotiate hard with counter offers?
Although I agree .. among these...it can't ever go wrong with MS or JPM.

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What do you think how much should be the ideal salary in risk reporting??

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