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Hi,. 24F YOE = 2years10months Work = DevOps and cloud (AWS) . I have two offers, both from same work. SAP Sal 11.7 fixed + 1.3 Vpay = 13LPA Airbus Sal 14.3 fixed + 2.7Vpay = 17.5 LPA and 5L joining (should be given back if early exit in 3years) Both companies have other benefits apart from CTC. Can anyone suggest which one to decide? I have some idea on SAP labs but not sure about airbus when it comes to work life balance, career growth, team. thank you and much appreciated
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Are we?! Lol
Age and current salary? 30 and 115k
Can I get some likes please
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Ice Cold Trae
Best place to grab dinner in Detroit?
Pay it off...you will have greater flexibility if laid off to wait for a better opportunity if completely debt free.
Keep as liquid as possible til you get a better sense of your job stability. Then reasses.
My thought is keep your savings liquid. You can pay it off if you get canned. Otherwise no harm no foul
A loan from your 401K is a loan to yourself. So you’re paying interest back to yourself! So interest payments are going back in your own pocket and in case of a hardship it turns into a withdrawal without penalty (you’ll need to research what qualifies as a hardship).
So yeah, don’t pay it down. Keep cash liquid and ensure you have enough cushion to coast through this pandemic related downturn