I have 30k sitting in a Bank of America account. What should I do with it? How should I invest? Help! Don't need the money in the next year or so

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I know a Nigerian prince who can help you! Drop your email!!

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I would do the following:
10% into Bitcoin
30% into S&P index
25% into Equity (if you like to follow the markets and individual companies)
15% into Large/mid cap stock etf
10% total stock index
10% international stock index

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Crypto

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African safari.

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Wire it to 8264627 918475628

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GS bank. 1.3% interest

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Same boat OP! Anyone have a financial advisor or is everyone diy?

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VTI

Tbh OP only 25% of my cash is in crypto... I have about the same amount sitting in my checking! The EY independence headache puts me off investing in anything market related

Well markets are sky high right now so invest at your own risk good sir.

Easiest way is to put it into etfs through Acorns. If you’re under 25, it’s free. Take your money out in a year and make 7-8% easy.

Have a similar circumstance, but I use that as an emergency fund. No market return would make me feel as good as when the car broke down and I just wrote a check for the next one. No bill juggling, no robbing Peter to pay Paul, just signing at the bottom of the check and driving off.

I'd leave it alone

And I mean broke down for good like gonna cost twice blue book to fix.

If you dropped that 30k into cryptos 6 months ago you would have 120k right now.

I would use it as a down payment for a second car since you don’t need it :)

Is GS bank really a good option ? No scam. Correct?

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