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Recommendations for a Roth IRA?
I just hit $200k NW and it’s been 7 months since I made my post (link below) about hitting $100k NW in Dec ‘21.
I’m just mind-blown since it took me 2.5 years to get the first $100k and it’s snowballed from there. I’ve gone from $82.5k TC to $238k TC plus a $20k appreciation on a house I bought at the beginning of the year
Can’t really talk about finances with friends/family so this is the only place I can share milestones like this haha…we’ll see if I can hit $300k by EOY
https://joinfishbowl.com/post_muypy45qoy

Earning $54k/year sitting on my butt
Feelsgoodman ☺️

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Need referral at wipro, I have the job id
What topic is good for a value moment
Austin making clear where it stands.

Do we observe a holiday on 1st November?
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Custodial or 529 for child?
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Payoff the loan, have an emergency fund to cover expenses, invest the rest
D1 gets it
Buy Mike Trout rookie cards and his on card autographs.
Pay off any high interest debt
Pay it off yesterday, drop $6k in an IRA, keep a reasonable emergency fund and DCA invest the rest
Ha - no worries. Thought I’d give you a hard time. I figured that was the case.
Depends on interest rate on the loan tbh.. mine is ridiculously low so I’ve been paying the min
I bought a house with practically the same fact pattern but they were "on sale" in 2009 so I wouldn't necessarily do that today. I also hated apartment life and really wanted a house, yard, and dog.
Gme options yolo
What’s the interest rate? Refinance to the lowest possible rate, keep $5k in cash, and dump the rest in the market and don’t touch
Put the 55k in bills and carry it around in a briefcase with it cuffed to your wrist in case you have to make any emergency purchases.
I’d keep the student loan debt around until we get an answer from JB
Uh pay the debt homie then you can start building your net worth without student debt weighing you down
How is this rationale with extremely low interest rates? Take advantage and get the lowest possible interest rate and dump the rest in VTI
Unless the student debt interest rate is ridiculously high. Otherwise, invest in stock or earn a master degree