If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

I had to take a loan out to help out a family member w some unexpected expenses. Can I take some of my gross business income and pay any of my personal debt balances as a "loan" to myself?

Earning 82k. Putting 11% in traditional and 5% Roth. Am i doing it the other day around.? Can you please help me with the general consensus or a suggestion from your end?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

My portfolio is getting HAMMERED this morning. That is all. Clearly I'm not selling but seeing straight reds is painful.

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

Has anyone reevaluated their retirement methods after a life-altering experience? I used to invest a lot more ($5k or so a month), but after losing one of my parents last year (mid-50s), I’ve wondered if it’s better to just enjoy life as we are living it. So, I started investing a lot less. But I always see people on here talking about all of these retirement schemes (backdoor Roth, mega-backdoor Roth, etc.) and I’m wondering if there’s a happy middle ground somewhere.

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

Can please anyone help to start doing investments into stocks? What iOS software do you use for monitoring and investing? What helpful websites can you recommend for diving into the investment world?

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

I have dal 19 put 3/27. Loosing money there, should I wait out another day or two or cut my losses now?

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

Does Bain and BCG have an implementation arm similar to McKinsey Implementation?

Hello Fishes, I am on my notice period with 20 days remaining. Having Total YOE as 6 years in Insurance Broking and claims. Looking for opportunities in operations (Back office, Middle office and front office). Please let me know if any openings available for me. Also ex cognizant employee.

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

I'm really having a difficult time understanding how engineering is supposed to be really competitive, most of the projects I've worked on were in groups and there wasn't usually a clear "leader," we were just on a team

How do you recommend dealing with a partner senior to you trying to do anything possible to push you out, force you to quit, or get you fired for years? Owner knows my abilities and likes me (contd)

The only qualifier to becoming an industry legend should be whether or not you’ve worked with Sam Elliot. Nay, his mustache. Prove me wrong.

Facing problems with working memory and long term memory while you did good previously. Any supplements/ therapy for memory retention and increasing listening absorbing skills?

Who wants to go boating with me some time?

I got an offer for BA GCB 5, but the department is not mentioned, HR told that department will be allocated once I join. Is it so? Don't they inform the department prior?

I am looking for opportunities as a Scrum Master and Business Analyst. I can play either roles well.
I prefer the product industry.

I am currently looking for a mentor and not sure the best way to approach finding one. Any advice?

I am having an interview for big data tomorrow for 3 yoe..any suggestions?

I am a new (lateral) associate at a small firm where everyone currently works from the office. When I started, I wasn’t told specific firm hours. I’ve tried to figure out when to come and go based upon when the partners arrive and leave, but their schedules are very inconsistent. The other associates don’t have helpful guidance for me. Assuming that if I ask the partners they’ll say to use my discretion, what are reasonable hours to keep?

Is the OPEC-Russia alliance gone for good? Pretty surprised to see the price war

Will try to keep this short - After parents visited a few months and I visited India and left, i feel like a void, everyday i feel like a machine with my mind still back home. Though its been a month

LTI- is Looking for AbInitio.
Primary Skills : Ab-Initio, UNIX Commands, UNIX Shell scripting, Control Center
Experience Required 4+
Candidates who can join in 30 Days, DM me your EmailID

If you had 2 mortgages at the exact same interest rate (1 is a 15 year and the other is a 30 year), does it make sense to put extra payments (say 400 per month) towards one or the other? Looking at it purely from a $ perspective in the long term (not psychological where You prepay the lower balance quicker to ultimately have only one loan).

15 year loan - 125k balance (renting this property out)
30 year loan - 400k balance (looking to buy this property soon)

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Anyone a CFP as a side hustle?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Anyone here from NYC? Be cool if there was a meetup.

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

I am looking to start a brokerage account but I’m not sure where to start. What would you recommend as step 1?

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Do you DCA or lump your December & April bonus into ETFs?

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Decided to payoff my mortgage.

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?