Hi all - I’m new to freelance in 2020, have an LLC and wanting to create my own banking and investment accounts separate from other family income. What is the best money management platform used by those in our industry. I see Betterment is an option. Thoughts?

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Any good books to help get you up to speed on real estate finance matters?

Is PLTR still a good stock to buy?

Recommendations on how to simultaneously pay off student loans and invest?

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

First time home buyer: If I bought a house with a conventional loan and due to unforeseen circumstances had to move and have been in the house for less than a year, could I rent it out or would I be forced to sell?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Does FIL provide Corporate NPS for tax savings purpose?

If I leave big law for ADA will I get canceled?

Wtf bye money

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Is it worth it to buy a multi-family home to rent out?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Any idea on what I industry senior risk analysts are making?

When is busy season over for the SOX side of stuff? Please tell it doesn’t go past 12/31.

Are then any men out there willing to talk about imposter syndrome?

Chicago or New Jersey?? Married couple, no kids.

Anyone with experience negotiating Big 4 consulting salary? Curious how flexible they are with the pay scales.

Anyone have lemonade pet insurance? I’m confused by it, it says if I pay 18ish a month more, it covers vaccines, heart worm test, blood test etc but only up to a certain amount. So is it not 80% of my bill? Is another insurance company easier haha

How's the wlb here?

Really? Noone bothered posting even on easter? I can't with you guys 😆.
Well Happy Easter to you all. Hope you have a blessed one !

Hi Fishes...I am a Full Stack Java Developer with cloud knowledge.Currently working in IBM.But interested to work in a FAANG organization.can anyone suggest me what skill should I need to develop to crack these companies interview and how can I get interview call from these companies?

What's a good salary for 4.5 years of experience as a Big Data Engineer (Azure/PySpark/Databricks) in the Amsterdam/Utrecht area?

In talks with recruiters and I feel like I'm being low balled.

Serious question: Sheraton cancelled my reservation and I was stranded for a night last night. Called CS and my useless ambassador and they cant help and “sorry”. How do I escalate this?

Top consulting firms in the aviation / urban air mobility space?

When do you actually start to feel useful in FDD? I've been in FDD for 6 going to 7 months and sometimes I still feel like I'm doing the grunt work non critical thinking.

I am having skills of Analytics but not getting job I know Excel and other tools also Power Bi, Google sheets, Google Data Studio, Python, My Sql in learning.

I’ve been struggling to find an agency gig for the last six months. freelance seems to have dried up and now I’m considering going for an in-house job. how bad will this move fuck my career?

I may need a freelance senior (ish) AD to partner with for the month of January, in house at a start up. Post your books!

thoughts on “net 30” payment terms? has a company ever not paid on time? what do you do when that happens?

Is there a good spot/website I can look for a “checklist” of things to do before going freelance? Or can any of you fine people help me out? Would love to hear from creatives in particular.

I’ve been freelancing for 5 months and I hate the lack of control and inconsistency in work. At what point do you just call it and get a full time gig again?

Are agencies pretty good at hiring on if they “wanna try you out Freelance first”?

On a gig with an end date but a hold for the following week. Got strong interest from a place that wants me to break the hold (not the booking) is a longer gig and is offering more $$. Advice?

Any freelance ACD writers want to partner up for projects? People who do only freelance, no full-timers ;)

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Any freelance awards writers out there? We've got a Cannes submission for a big brand that we could use some help with. Any hand raises or recs for someone with experience in this area = much appreciated 👍

Old coworker/friend wants to hire me for a freelance project. Anyone have any idea what kind of number I should charge her? I want to give her a good price, but don’t want to underestimate the work.

FL tax questions: 1.) last year I had 4 longer w2 gigs. Should I get tax preparer or do myself? Seems easy enough but im new to this so 🤷🏻‍♀️. 2.) do you write-off travel/lodging for out of city gigs?

Checking to see if there are any wine & spirits label designers here. I have a call with a mom/pop restaurant tomorrow who want a redesign of one of their vodka labels. They have not supplied any hi res art yet & from what I’m assuming they will not be looking to spend big bucks. Im trying to get a sense of pricing for the front & back label. Thanks for your feedback!

How’s the freelance market in SF right now?

A client wants about 20 speciality icons made for a brand guideline, but it’s out of scope and was not included in the original ask. What is a normal price for something like this?

How much higher should my 1099 hourly rate be compared to hourly breakdown of annual salary? Like add 30% for taxes, then roughly how much more considering no benefits etc. - like 10-15%?

Just got word that I didn’t get a gig I was excited about for 48 hours. Freelancing is like a drug. High from the email asking your availability. Low if it doesn’t go through.

Been thinking about doing freelancing for a while. Anyone have any experience on freelancing for digital media sup/manager roles? How do you go about getting gigs or calculating rates? Pros/cons?