In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Any advice for an extremely young, incoming Merrill FSA?

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Is there a legal way for an international student in the US to earn money on the side?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Which bank account is better for salary account?

HDFC
Axis

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

The trading volumes dropped significantly in the last couple days across BTC, ETH, and LTC. Any reason for that?

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

I’m in FDD… I know I signed up for this but there’s something about the anxiety that comes on a Friday knowing that we still didn’t get access to VDR .. and how that anxiety grows as you enter the long weekend knowing that access can happen at any minute (or not) and you have to tippy-toe on the idea of potentially cancelling on your memorial weekend plans. I know the unpredictability of our job but phew 😮‍💨

Can someone share their interview experience of Asset Management(AM) Market Risk Coverage Analyst with JP Morgan Chase India?


What are the questions asked during interview for Asset Management(AM) Market Risk Coverage Analyst for JP Morgan Chase India?

Hi Fishes,

I Have cleared frist round and now I have hr round what package should I ask??


YOE 6.1
CTC 11

What is typically the policy for putting the deals you have worked on in your resume? I have seen conflicting notes on whether you can include or not (only the deals that are closed and public)

Best influencer search tools or strategies for sourcing?

What does your firm offer in terms of career development and support and how would you rate the quality of those initiatives? I feel like I've plateaued and haven't grown professionally for some time.

When you leave your firm, how does the PTO get paid out? Direct deposit? Check? What's the timeline?

Are you supposed to receive a signing bonus for an entry level job at MBB?

Hi question: let’s say you have a client who kicked his ex gf’s leg rather than the door and left bruising. UK charge is assault by beating; is this considered “serious bodily harm” by UK standards ?

have an offer for 11 LPA and asked for 14.5 LPA. HR said It is approved by account team and rejected by Capgemini talent acquisition team(Practise end) what does that mean

I’m in Creative marketing and looking to add some tech skills to my belt. However I don’t know where to start. AI looks interesting and I’ve seen a few people use AI to create art but is there a need for this skill in the company or any other FAANG company?

Why do some people get laid off and others not? Is it always utilization? Do people typically know they're at risk before it gets to that point?

Need suggestions: A newbie in ERP, Want to push for a cert to be specialized, but unsure which one to pursue that is worth the money and time:
Oracle, SAP, Salesforce, Workday

Please explain why whichever system suggested is the best choice!

Current market rate for federal tax S2 in NYC?

These numbers are really irrelevant unless you know the agency. It would take a lot less dough to get me into w+k than say, a Translation or similar.

When an interviewer asks why you want to leave consulting, or why are you looking for a new job? What is your response, fish?

That feeling when you’ve swiped your unlimited monthly metro card and it ends up being a busy month where you use public transit almost every day 😀

I got more in AIP than Trump paid in taxes 😂😂

God bless ACB and DJT!

Do you think Marjorie Tayler Green is a grifter or does she just the Republican party now?

Terrifying scope of Capitol attack becoming clearer as Washington locks down for Biden's inauguration

Purdue was a mere .27% of the vote away from avoiding a runoff entirely on election day in November. This should have been a cake walk for him.

We all know why he's on the brink of losing tonight. Can we expel Trump from the GOP now?

I can't help but giggle at Joe keep lookin down at his notes