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Rising Star
Downgrade to OG Freedom and open a CSP separately for the 100k bonus. Just need to make sure your last Sapphire bonus was 48 months ago.
You need to downgrade TODAY to be safe, because you need to wait at least 4 days to apply. Bonus goes away in a few days.
Can also consider a CIP if you prefer that to the CSP/CSR. 90k bonus and keeps transfer partners.
If you’re eligible for the CSP SUB, downgrade the CSR to a freedom or freedom unlimited and get a new CSP with the SUB.