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Are the <3.5% rates gone for good?
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Are the <3.5% rates gone for good?
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Generally, late spring and summer see the most homes listed so there’s more choice, but also more competition. If you want a better deal and less bidding wars, try shopping in late fall or winter when things usually slow down, though selection might be smaller.
Let us know where you live or what area you are looking at... it's different for every neighborhood...