My home had some water damage last year (water heater was leaking), so I had to do some repairs and took care of most of the work myself. If I refi, will my home have to pass an inspection?

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You probably want to just to make sure everything meets quality standards, the worse thing you could do is claim that the property is safe without approrpiately assessing it

I would highly recommend you do have someone check out the property, it's just good practice to have a professional appraise it

It will likely depend on the specific circumstances of your situation and the lender you work with. Some lenders may require a property inspection in order to refinance, while others may not.

There is no one definitive answer to this question. It is always best to speak with a loan officer to get an individualized answer for your specific case.

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