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You probably want to just to make sure everything meets quality standards, the worse thing you could do is claim that the property is safe without approrpiately assessing it
I would highly recommend you do have someone check out the property, it's just good practice to have a professional appraise it
It will likely depend on the specific circumstances of your situation and the lender you work with. Some lenders may require a property inspection in order to refinance, while others may not.
There is no one definitive answer to this question. It is always best to speak with a loan officer to get an individualized answer for your specific case.