Please help with what'll be in-hand for this

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Don't know

Mine is 12 fix and I get 83k in hand when i choose new tax regime.

Yes, post taxes.

I guess around 70k after PF, Gratuity and Tax deduction

I'm having 11 fixed. What can i expect in-hand? (btw it didn't include Gratuity, superannual all, D, components from this pic)

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