Question unrelated to women’s fashion because I need any help I can get lol. Curious to know how do credit card disputes work. If the merchant declines a dispute, can the credit card company still reimburse the customer? I am going through a dispute with a merchant and I was wondering how far can the credit card company “protect” me and reimburse me if the merchant continues to decline the dispute.

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The more proof you give to your cc company that you have attempted to go the channels to dispute with the merchant, the easier it will be for them to refund you. Typically if you start telling the merchant if this isn't solved I will go though the CC company to dispute the purchase they perk up and try and fix it. (Bc these disputes penalize them) If they don't want to help then I include that in my evidence to the CC company.

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