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Just continue buying as is. DCAing if it slides. 🤷♂️
I’m trying to stay the course and remind myself it’s long-term. I haven’t paused contributions yet, just keeping an eye on things and maybe shifting allocations a bit. What's everyone else doin?
How long are you until retirement?
It's a 30+ year horizon for me, and I just increased my contribution amount. Did this during covid too, and the gains are wild. My portfolio is like 60% domestic equities, 30% international, and like 10% bonds fwiw.
Always maximize the full company match (if available in your plan) even during economic downturns. That is free money to you.
If you are worried about market volatility, take a look at your investment options. Plans often have a money market fund, or something similar, that is risk-free. It does not grow as fast as normal index funds, but are safe options to ride out the storm. Then, when your confidence returns, re-balance the account to grow.
I can't change my contributions at this time, I already asked HR