Single woman, thinking about adopting. Not super focused on a specific age, but maybe 18 months - 3 years old. Trying to understand how much money I will need. To start, how much money should I plan to spend monthly on Montessori school in Brooklyn, driving distance from Prospect Heights?

Received an offer to upgrade my Amex Everyday to an Everyday Preferred for 40k points. Is that considered a good offer? And if I do upgrade, will it count towards 5/24?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

What are some good modern/post-pandemic personal finance books you can recommend?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Would you buy a brand new car in cash?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Thoughts on staking crypto? What’s the safest way.

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

How to transfer PF fund from hcl to epfo if i was a non pension member???

What is the minimum salary required to be able to save 3 lakhs per month in Glasgow (wife is not working)?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

This is a noob question. What do I do with this meme stock I purchased? I only invested a grand. Do I sell when it’s high and get out of it? Or hold on to it? I know nothing about trading.

Best Luxury Apartments in Buckhead or near Chastain? Looking for 24/hr concierge, security, and under $2500. Open to other areas as well (just not DT ATL).

I am having 5.5 yoe Data engineering (Pyspark, hadoop, hive,flume, shell script, hdfs, mapreduce,sqoop , pipiline framework)

Cctc: 22.5 lpa
What LPA I can expect in my next switch?

Hi what is the maximum salary that can be provided in Verizon for the role 'Senior Engineer Consultant-QA Test Automation' ?

I currently work as a optician, referral coordinator and optometry technician. Busting my butt off wearing all 3 hats and I get paid $20 an hour… I don’t think this is a fare wage considering I’m doing the job of 3 people. I want to negotiate a higher wage any tips of what I should ask for?

Today is supposed to be our “day off.” I always laugh when I see emails announcing special days off. What’s even funnier are the reminders about “half days.” Hilarious.

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Anyone know the raise amounts for BCG yet?

Let’s say I have an offer for an entry level position at a Tier 2 firm.. and I am currently a second year consultant at Accenture. Would it be worth it to move?

Any OW EA's on the board? What is the culture like?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

I need a referral for devops engineer role. 3.5 yoe
1 month remaining of notice period.
Location preference is delhi ncr.
Not getting calls these days

Coforge does a background verification check?

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

For American expats, what % of your salary do you take home and what are the deductions involved? Contemplating an offer for a role in London but want to make sure I get a realistic sense of what my pay will be

Hi, Can anyone tell me what will be the onboarding process in iqvia ? Do I have to visit office? Or virtual onboarding can be done ?

Urgent - Formula Shortage - anyone know someone reliable in or near San Juan, Puerto Rico? None of our brand left in any US Costco. Found ONE in San Juan that has it, can’t order remotely must be in person purchase. Happy to pay for someone’s Costco membership if they don’t have one, and pay for their time / shipping of course. Please DM me if someone comes to mind, it’s a timing is everything situation. Thank you !