Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Hi Friends, I have some responsibilities which I need to carry out for my families and dependents for which I need some money in the next two years.

I dont want to change my job just for increasing my salary as it would bring some extra pressure and other complications with it .

Please help me out in earning some passive income ..

any idea or suggesstions would be much appreciated.

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

Does anyone use ADP for end to end including payroll and background checks, and recruitment?

Buyout lease or buy new? Leased a 2014 Camry for 2 yrs. Has 20k miles on it, would be $15k to buy 4.99%, dealer says worth $13k. 2017 Camry: lease-$162/mth w/2500 down or buy $320/mth w/4000 down, 0%

Anyone live in the centerville area? Do you like it? No kids, looking to buy a place with my husband. We would like something walkable, condo, with at least a bit of a social life. Too much to ask?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

I’ve decided I cannot afford rent in lower Manhattan anymore. Been here for 6 years and make more each year but this is just crazy now. My 2 bed 1 bath went from 5200 to 6800. Bruh that’s just insane

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

Best high yield savings products?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Who all is looking to buy a house and in what area?

Is Integration Engineer position at Zoom worth joining coming from Software Engineer position?

What % do you guys charge a partner to advertise on social using your handle/ad account? Is a 100% markup fee plus an "agency" like fee for maintenance of 15% too aggressive?

Hi folks , what’s the salary range for Wipro Europe development centre (iDeas D&C) for B3 level Sr consultant ?

What is a trait you previously thought was critical in a partner that you've changed your mind about? What is a trait you've come to realize over time is critical?

Thinking having a 24’ HD and a 28’ 4K monitor setup. Is 4K for excel not necessary? How about 28’ monitors?

Are you afraid to share your political beliefs with coworkers?

How does your agency use data? Is it only used for tracking and reporting? Is it used for setting strategy and informing creative? For business consulting? Thanks!

Has Pfizer done away with Assoc. Director roles in favor of Sr. Manager roles?

I am contemplating a new offer for Validation Lead role (non- managerial) at a Big pharma, with 4 years experience -post masters degree. Suggestions on what the compensation should look like ?

Any other PharmDs having trouble breaking into industry?
I’ve had 4 or so sales interviews and I just can’t close on the interview. Also looking into marketing and market access roles too. I had a market access interview last week at Sanofi but they did mention they’re interviewing others…
Any tips? Advice?

When did you know you were falling out of love with your partner? Did you fix it, or break things off and why?

In search of stories to hopefully understand a phase in my own long term relationship.

Is it wise to switch from testing background to Salesforce after 10 years of IT experience? If so should I start as an admin?

Has anyone heard of Trinity? What’s their reputation? Work quality, WLB, etc

How common is it to pad billables. Let’s be *honest* you know you’ve done it....

Currently working as a consultant in the US for a software company. Moving to UK next year for personal reasons and my company is sponsoring my visa and has offered me a Product Manager position (per my request to make a career change). Currently at 155 TC in the US and not sure how negotiate UK salary for a new position.

After your PhD, did you take time to do something completely different to give yourself a break? The stress of the past few years has made working in a cafe look surprisingly appealing.

Hi Guys , we husband wife makes 50 LPA . Now, my company is giving me onsite to Europe , do you think it is worth taking it ?

Does anyone or their small business need any writing or social media help? Would love to get some side income in this economy while helping the community.

Hi all, I am looking for Managerial and senior managerial positions in Operations Excellence in Toronto please help to refer me if there is an similar opportunity in your organization.

Any audit senior 3 and 1st year managers here? What positions are audit senior 3 and 1st year managers leaving big4 for?

How long have you lived in Toronto and what do you like most about being here?

Hey everyone, I want to go tobogganing somewhere in Toronto, ideally Riverdale park - can someone tell me if need to get my own sled / equipment?

Toronto banks: remote or not? They sometimes post jobs where it doesn’t say it’s remote, but no branch/ location/address either. Then you get an interview and they tell you it’s remote/hybrid(1-2-3days, take your pick)/on-site. So, if you work at TD, Scotia, RBC, could you let everybody know in the comments what’s the deal for each? Are you remote, on-site, hybrid of some sort?

Is there any not very expensive black tie gown shops near Toronto downtown? New to the city and office party has black tie dress code!

Can anyone suggest a good therapist in dt Toronto for someone in their 20s?

Hi! I have worked in management roles in tech, mainly in analytics, for approximately 10 years. My TC has fluctuated (currently around 135K CAD), but it seems like it's relatively easy to breach the 100K bar, but hard to breach the 150K bar. I now work at the CBC, but I have worked in the private sector too. What is the most realistic way to move to 200K? 1) Continue moving the ladder to a VP position, 2) Switch to Pre-Sale, 3) Switch to Consulting, 4) Work from a U.S. company from Canada.

What are Google Canada email addresses?

Anyone know US car insurance companies that recognize Canadian driving history/experience?

Anyone here work in UX design? I'm thinking of switching careers and wondering what your experience in UX design is? What courses are the best to take, etc.

What is life like at a large Bay Street law firm?

Does anyone have any advice on how to shift from a specialist (paid advertising) to a more strategic (in digital marketing) role? I've been job searching for a couple of weeks and would love to be considered for roles outside paid advertising but it seems to be extra challenging this time of the year.

Ola amigos, are you down for December Coffee Crew? I can find a spot downtown or midtown TO, if that works for y’all. DM me if you are interested and I can kick off a WhatsApp group to plan further! TIA ❤️

What is the hiring market looking like these days? I am seriously burnt out and ready to exit MBB consulting, but feel this economic downturn may not be the best time to make big career moves. Thoughts?

Anybody know if there’s a Toronto Lawyers bowl?