I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Any advice in terms of investment to save the maximum tax?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

What percentage of your money do you save, invest, allocate to retirement, & spend?

Hello all,

Can you change real estate agents after going under contract ?

Context: We want to put earnest money on a house, I am still working on getting my real estate license. Can I put a friends name as the buyers agent and change it to my name Right before closing ? We are based in TX

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

What was your 30 day PNL %? Gaging where my 187.8% stands as I’ve been hit and miss on buying weekly dips.

What is the difference in subscription to notified and subscription to approved mutual funds?

Taking a personal loan of 20k or more will it affect perm (GC) process?

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

What is the average salary for director Morgan Stanley india ? How is wlb and job security?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I am preparing for data engineering role in my next switch. I have 2 years of experience in sql and python. I am targeting for product based startup/MNC. Can anyone guide me with a road map of how to prepare for it?

I’m white.. and a man. Shhh, don’t tell anyone.

Is an “innovation program lead” a PgM level 5? Do you guys like working for GCP?

What is an average pay for a clinical lead medical assistant in Philadelphia area?

What do you do when you meet someone who absolutely loves some bollywood movie you find cringe. Help 😒

Best fun bars in the UES for a date night?

I have a compensation review discussion with my partner coming up. I be want to be prepared with market data so SENIORS can you help me out. What’s your comp? Yrs of exp? Firm? Years at senior? MBA?

When a taxi driver you've only ridden with once before remembers where you live 😱

What would you see yourself doing if you were not in finance?

Anyone willing to have a chat for Mck/Bain

currently at T2 7YOE based in 🇬🇧

I am working as a backend developer with 8+ years of experience in .Net. Can someone please suggest any hands on courses for cloud technologies.P.S.- I do not have any exposure to cloud technologies.

Hi All,

What is the wlb in Areteans for a pega developer.

Has anyone faced this that Capgemini HR expect you to respond fast till they collect documents. After that they stop responding. This is frustrating and funny as in why to waste everyone’s time

If your on the new app Clubhouse - drop your @ or dm it! Lot of meaningful entertainment industry discussions going on!!!

Anyone from Houston? I’m moving there soon and it would be great to join the community in any way!

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

How t save tax for 9 lpa salary. Can anybody help me out.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Best app to track expenses?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.