Would you buy a brand new car in cash?

New year checklist for amex plat, CSR, Delta, and AA? :)

Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Anyone buying any stocks tomorrow AM? If so what?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Anyone know a good estate lawyer? I'm young but recently saw a family friend pass away and leave nothing in place. Makes me nervous and I'd rather have something.

These paychecks aren't cutting it. Side hustle ideas?

Why do people accrue prepaid expenses?

Whats the second source of income for a IT employee ?

In what department of accounting can you maximize your income while doing the least amount of work?

Anyone here tryna go into impact investing?

Can we have an intelligent discussion on where we think the price of the market is going? We’re all pretty smart. What’s our consensus? We’re all in it for at least another 6 months? Mostly ETH here

Hi there, I had a question about 401k or Roth IRA. Should I put money into anyone of the two as an international student? I don’t see the point because I want to invest my money instead of saving it. Plus I don’t even have a permanent resident status so I don’t know if it makes sense saving it for retirement. On the other hand, the employer match and so on sounds good. So should I save it and take it out later or just invest it?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Hi guys,
I got an offer letter from citi bank but the HR said its not confirmed yet. It will be confirmed after doing the background verification. How harsh is background verufication and when should i expect BGV done and is there aby case of terminating offer due to background verification.
@citibank

Hi, I’m currently working in Business consulting at EY India. I am keen to practice consulting in the Middle East. Does anyone know which mgmt consulting firms offer visa sponsorships and the best way to reach out to them?
Thanks in advance!

Anyone have any recommendations for a good exterior car wash?

Kearney VS Strategy& ?

Hello Fishes,

I have got my L2 Dependent Visa stamped for the US through the Wife's organization and she has booked the tickets for the both of us in the next weekend. I am currently unallocated in TCS and seeking projects in the same US location as my Wife. Can I travel to the US just like that and then continue my search within TCS from there or do I need any approvals to even fly in the first place?

I am worried because of the time crunch and will be glad to hear some points on this.

Any 40F interested in connecting?

New in town, where do I go to meet people (for friends and dating)?

What’s the craziest thing you’ve done at a work party?

I hate the “bring your dog to office” policy. I’m afraid of some dogs, specifically larger dogs due to a past experience with my neighbor’s Huskie when I was very young. (Cont.)

Breakfast food is so much better and energizing at lunch (11:30 - 12:30) than it is early in the morning.

Does anyone have any fun online games to play with the team for well-being breaks?

If you see an open job posting at a company you want to work for, what steps do you take to apply? I’ve been told that cold applying and making no contacts is usually not going to lead to anything, and that’s been true in my experience. But should I reach out to someone first? Should i apply and then email someone? In HR? Or someone who’d be directly supervising me? Or someone at my level? And what should i say? Thanks!

Whatever you do don’t turn on networking...

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

My team at sweetgreen has 2 Senior Technical Program Managers roles to fill in LA + OC. Base + bonus negotiable but could be high $100s to low $200s. Equity is on top of that. DM me for a referral!

Hi fishes,
After joining, both laptop and desktop is sent. Is it done for everyone or for specific domain? And does this mean the flexibility of working from anywhere ceases to exist?

Does a new joiner get WFH setup allowance? I just got an offer but it is not written there.

Dear TCSers,
How many of you are still Working from Home? Is WFO is not mandatory for everyone?

What do I need to do to make a few million $ by 35?

For those that regularly put money in your brokerage account - do you max out your 401k and IRA first? Assuming you can’t afford to max 401k, would you prioritize brokerage or 401k (beyond employer match and assuming you do max IRA)?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Gl as a aor

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

I’m a 26F basically starting over, all cities are an option and don’t have a lease holding me back. I’ve always wanted to get into real estate investing and have been tossing around the idea of buying a multi-unit property to rent out and live in. Issues are 1. I don’t have any particular city I’m set on, 2. Because I am sort of starting over those around me keep advising I don’t bite off more then I can chew/tie myself down so quickly. Any advise from those that do have investment properties or

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Does anyone here have multiple BoA cash rewards credit cards to maximize the 5.25% cash back with platinum preferred rewards status?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Folks, investing newbie here. Planning on using the Bogleheads recommended 3 fund portfolio. Opened a tIRA with Fidelity and have been reading about their 4 fund portfolio which is in line with Bogleheads.
Question: I'm looking for a step by step video on how to go about selecting investment options. As a newbie, I know what I want to invest in, but I'm not sure how to do it. Any tutorial videos that walk you through the process? E.g.- click here to select, click there to confirm.

Recommendations for a Roth IRA?

Which assets to invest pension into?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.