Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Taking a sentiment of where you think bitcoin will go from here. Like the option that you agree with in the responses

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

What do you guyz think of Bitcoin Cash (BCH) ?

What kind of digital (design, platform) RFPs are you seeing out there recently? Looking for some digital new biz trends. What keeping digital marketers up and where are they investing in 2021?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Investor’s Business Daily: worthwhile?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Anyone from Capgemini Engineering Hamburg??

Hi I have 2 offer one frm Crisil as a Private Equity Research Analyst offer of 12fixed
Other from M&G as Asst Mgr for Research profile offering 14fixed + 75kjb. I dont know how to compare. One is Client side research and other is Buy side portfolio monitoring. M&G team will be a new setup. Can you help evaluate?

Hi 👋
I've currently been shortlisted for account manager role and my current CTC is 45lpa with 10YOE. Could someone help me with the iqvia grade band and what can is the scope for negotiation?

Hi,

Whats the general hike percentage while getting promoted from L8 to L7?

Thanks

I want to exit to MBB but if that’s not a possibility what are the next best consulting firms? Looking for at least midsize firms (non-boutiques).

Hello. I am in between jobs - just quit yesterday, and starting new job jan 4. I am on stem opt extension. Do i have to report unemployment to uscis through DSO for the 12 days i am not employed until i update them again for the new job in jan? I just did my six month validation last week. Thank you!

My firm typically does insurance defense, but we take plaintiffs cases here and there. Is it typical that work done by associates on contingency cases isn’t counted toward their billable hour requirements unless and until we receive our fee on the case? This is my first experience with this, but it’s hard for me to reach my hours as is, without spending time on non billable cases like this with no assurance that I’ll see billable credit at the end.

If you’re a fourth year in biglaw, what responsibilities are you given in m&a? I feel like I still haven’t had a ton of opportunities working on purchase agreements (and mostly just take the lead on ancillary work streams) and I’m afraid I’m falling behind others in my class year.

Recommendations for good beauty spa in downtown for facials?

Hi All ,

Looking for referrals .Exp:10+ yrs,
Tech stack : ML/Python/AWS/Mlops.
Please let me know if anyone can help

I could not get myself to stop eating ice cream out of the container tonight no matter how much I knew I’d end up hating myself tomorrow for doing it :(

The leason learnt by some of high salary negotiatiors in one point of time is never always chasing high salary and stuck in toxic company and suffer.
Please also give priority to company brand and wlb

How many of you guys recently joined and currently on bench?

Is there any good reason to take a 10+ minute call in a bathroom stall at work? Noticing people doing this as RTO ramps up and I really don’t understand why you wouldn’t go outside or at least in your car.

Hi, just wondering how the staffing situation has been in strategy consulting in general? My sibling started a job in strategy in Silicon Valley 2 months ago after MBA. She has been on the bench for 2 months and was informed that there has been a shortage of jobs (within the job) and the amount of people on the bench is getting high. She has been under a lot of stress although she had many great networking calls with people. I wanted to help but can't identify what she can improve on.

Does Honeywell allow work from home?
(Security architecture domain)

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

How much is 2k a month for a house payment? What size loan would I be able to get?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Any recommendations on a good water softener system (4 people)?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Any recommendations for buying agents in Massachusetts?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Thinking about using my VA loan in a few years. Any advice?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!