The market rewards patience far more than intelligence.
Most investors know what to buy. Far fewer know how to hold through volatility, headlines, and fear.
What's been your best investment—and did it come from skill, conviction, or simply staying invested?

Hi,

I have recieved an offer from cognizant and they have sent link of their portal to accept offer and complete document formalities. Can I go ahead and do this, even though I might not join the company later?

Anyone already quit their job and start traveling? If so, where to?

Any 40+ women here interested to make new friends? 40+ man here.

I think I want to be in relationship, but I fear that I actually am just lonely and not actually ready for relationship.
I desperatly want someone that I can spend time with, laugh with, and tell good news to amongst so much else.
I don't know what to do or if anything can be done...

Thoughts anyone?

34/male /northern VA/white/balding/starting to get a dad bod/im probably single for a reason

Super appealing right?

Very quiet in this bowl🤔

Hi eveyone! Welcome to the best kept secret west of the Mississippi:)

For appraisal in jan, employees who joined after which month will be considered? I am joining citi in feb. Will i considered for next year appraisal cycle??

Best YouTube channel to learn Salesforce?

How is product management course from ISB ?
I am in SAP technology consulting with 8 years of experience, I want to move to product management.

Is it normal for a company to directly share offer letter to sign without me accepting verbally, they know I have competing offer.

So something crazy happened to me last week. I was at the airport, and as usual on call after call. The check in line was going ridiculously slowly and at some point turned threw my hands up in frustration while looking around to find another place to check in. In doing so, I catch the eye of the behind me. He smiles and says something. I just sort of nod and carry on with my call. After that, he keeps trying to talk to me, eventually I got to the check, say bye and leave. At security… tbc

My fiancé will NOT stop talking about her ex. After I found out they were texting arguing she justified it by saying it was about the dogs and not them. Even though Her social media is full of his pics. She still sends him $50 a month for dog food, still goes to work right by his place and suspiciously needs keys. I try to bring it up and I get dismantled for being too mean and making “false accusations.” How much more obvious can it be?

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

I have just recently accepted a position as Director of Compliance at a Fin-Tech company here in Naples, FL.. My previous 17 YOE were strictly in the Financial industry. Does anyone know what the average salary is for this position? I have a sinking feeling that I accepted the role too quickly without comparing salaries. The position only pays $50k/year. That seems low to me.

I see different thoughts about online certifications and boot camps if you don’t have experience. Any thoughts? Also what’s the best way to break into tech?

Hi,

I've seen some roles at Plaid that I'd be a good candidate for. Can anyone that works at Plaid submit a referral for me? Thank you!

Any recommendations for total market index funds? Thanks!

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Should I Refi? Currently on a 15 year at 2.75% origination of loan was last year (2020). Potential new loan would be 10 year at 1.99%. Remaining loan balance around $160K. Current P&I $1,202 vs New P&I around $1,380 + ~$1200 closing costs/fees, worth it?

Can you still make money off of crypto?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

My older sister is an extremely talented woman. She knows everything brand design, graphic design and ideation. The list goes on with what she can do and it is all self taught. She’s on the job hunt looking for something flexible while she’s working at a nonprofit. I want to encourage her to do design but I’m unsure of how to actively help without over stepping?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

🐟 - I rolled over $100K from old employer 401K to Fidelity Rollover IRA. What implications does it have on my ability to do backdoor IRA? We do not qualify for Roth due to income limits. TIA.

Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

Airlines going down... anyone buying?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Is there any benefit to opening a brokerage account with the same broker? Currently have 401K through Fidelity but looking into Vanguard ETFs..

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Just downloaded Robinhood on my phone and going to learn investing with small amounts. What are some resources to read and make informed decisions? How many $s should a complete noob start with ?