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Hey guys,
I got selected to HCL Technologies , had submitted my documents and all the required information also updated my joining form in discover HCl website. It also shows that my bgv is completed but I have'nt recieved myoffer letter it has been more than a week. I also have a service agreement to fill it requires my date of joining which I think will be in my offer letter. Can any one help me and say how will this move from now.
Late morning Lumey toons

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You did yourself a great disservice. Now you have to deal with Pro Rata rules and will have to pay tax on your backdoor conversions. Can you roll your traditional IRA into your new 401k?
Thanks all. I will have to check if my new employer allows rollover into 401K.
I’m doing a solo 401k and creating some 1099 work just so I can roll in my Rollover IRA and avoid pro rata
(My current arrangement has me as a W-2 contractor)
Specifically, I would like to get opinions on pro-rata rule
https://www.google.com/amp/s/www.forbes.com/sites/ashleaebeling/2012/01/23/the-backdoor-roth-ira-advanced-version/amp/
You’re in for a headache now if you want to go with Backdoor Roth. I don’t even know if you can roll if off into a 401K now.
Does Vanguard allow roll in to 401k from traditional IRA?
ASA2 - It depends on your plan and plan administrator; consult your Summary Plan Description
How do you avoid this pro rata rule? Roll your old 401k into new companys 401k? Or leave it there if that's an option?
A1 - either works; just can’t have traditional IRA balances