What's one habit that's helped you stay on top of paying your student loans? And how do you make sure the habit is consistent over time? I try to keep a small emergency fund so I don't miss payments even if there's a temporary financial setback, but I'm not always able to keep up with it. What do you do to help yourself with this?

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For me, it's as simple as setting up automatic payments directly from my bank account. That way it's not in my hands when the loan payments get made...they're just deducted at the same time each month. Also, it helps avoid late fees if you are forgetful about it.

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This part.

I actually agree with consultant 1. I have to set up automatic payments on everything or nothing would ever get paid on time.

I am retired but still paying on my student loans. Am getting my resume ready to try and go back to work to keep my head above water. Wish me luck 🙏!

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SOFI or who else?

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