Anyone have a good tax person in Philly

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

What are some good modern/post-pandemic personal finance books you can recommend?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Most hedge funds aren't really truly “hedge” funds, they merely attempt to beat a market benchmark.

Happy Independence Day🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Can I buy 2 houses , one in a district with school ratings 4/10 and another house with school district 9/10? And then send kid to school which is 9/10 .

Currently don’t have kids. But would have them soon enough to send them to school after 5 years.

Is it legally allowed to have two residences in same area but different zip codes and choose better school for the kid ?

Does j2 background check decline you if they see you’re still employed with j1?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

What is the name of the credit card that gives you United PQM for each dollar spent?

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

I have accepted my sexuality and found peace with the long battle of wanting to be something not what I actually am. On one side I have a lot of pressure around me being gay and trying to get a PR and get out of India, on another side I have a lot financial issues. I’m trying so hard to focus on work and to meet the expected bar for my current role. But the office politics here is toxic and always putting me down. Just wondering whether things will get better ever.

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Share your views on micromanagement in recent times.

F / 21 / Chi / 48k
Are there other marketing/content specialists out there?

How much is CMT valued in investment banking companies?

Do most people take a pay cut when moving from consulting to industry? We earn so much that sometimes finding roles that pay at-level is difficult.

Bridge between Customer Support and Product Design?

Hiya! I am in the final round of interviews at an EdTech platform for a role that is the bridge between the Customer Support and UX/Product Design teams. I act as that bridge in my current role but on a more informal basis because it is a smaller company.

Would anyone be willing to share their perspective (positive or negative) on the Product/UX end of this relationship? I want to make sure to ask the right questions.
Thank you!

How many leaves are there in PwC AC. Do you guys have winter disconnect?

Novartis India recently fired 400 employees. I have read in an article. Is job security an issue at Novartis?

New to IT B2B marketing. Any advice on how to educate myself with IT? Any classes, books, etc. that you recommend?

If you spend the day writing stuff on linked in, how do you get shit done at work?

What is ideal ctc for 8.5 yoe Dotnet lead developer? I have worked in cognizant and EY. Now looking for change.

I got offer from Wipro of 18 lpa
You. 6.5 year
Can any help me with this it is as expected or shall need to ask more.

Also please help me about Work life balance on Wipro.

Thanks in advance

“Circumcision makes your dick look like it’s wearing a tailored suit. Circumcised is James Bond. Uncircumcised is James Out-On-Bond"

Moving to Philly Nov 1, just signed a lease in Queen Village. Coming from LA where I was part of a volleyball group and had a lot of options at the beach. Suggestions on making friends and being active (while still being respectful of covid rules & health of all)? 36 F

Anyone looking for a apartment in Philadelphia? Would include an already existing roommate but rent is ~1100 a month and you’d have your own bedroom and bathroom. Apartment is in center city area.

Great bowl idea! What are everyone’s favorite eats in philly?

Them: What’s Philly like?

Me: Like Gotham City w/o Batman.

Why do you live in Philly? Do you ever wish you lived in New York?

anyone here work/have any insider info on Allen & Gerritsen? I was approached for a senior role by a recruiter.

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

What's a social security card/number , is it something like pension ?

Technology consultant looking to make the move back to Philly. Interested in tech sales, sales operations, customer success, and potentially other consulting opps. Any and all leads are appreciated!

Anyone out in Philly? 25 M Here

Any cheap gym membership in the King Of Prussia area? Currently with LA fitness but if I can lower gym cost that’d be great.

anyone recommendations on where to watch uefa euro games this weekend?

How are you all getting wine/beer during this time?

What are some companies that could be a good exit opportunity in Phillly? Comcast, DOW, FMC...any others come to mind?

Does anybody work for Comcast? Interviewing for a Strategy role and wondering if anyone has thoughts on culture, WLB, caliber of coworkers, etc.

What’s a great bar to visit alone and hopefully make friends? Im BF27, single and just moved here for context ☺️

Fellow Philadelphians!
DM me if you are interested in joining a Discord server for Philly Young Professionals. I’ve been seeing a lot of “how to make friends” posts and well, this is how! Reach out, put yourself out there & we’ll have fun. I’m hoping to use this server to chat & get to know each other, but also plan in-person events like happy hours.

Anyone has a good financial advisor they’d recommend?