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Don't play the points game if you're carrying a balance. Any benefits you get from a travel/points card is quickly wiped out by paying interest.
Enthusiast
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I was approved for CSR in the mid 700s before Covid. My wife just applied with 800+ and was rejected for not having other Chase accounts, so that might be a bigger factor than score.
Pro
Preferred - typically 650 or better
Reserved - 700 or better