What’s the approximate credit score to get approved for chase saphire?

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Don't play the points game if you're carrying a balance. Any benefits you get from a travel/points card is quickly wiped out by paying interest.

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I was approved for CSR in the mid 700s before Covid. My wife just applied with 800+ and was rejected for not having other Chase accounts, so that might be a bigger factor than score.

Preferred - typically 650 or better
Reserved - 700 or better

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I put money in VTSAX which is a mutual fund vs. an ETF. Am I dumb?

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I currently make 60LPA in Hyderabad and my firm has an offer for 150k in Chicago. Is it worth? I am generally happy with the package in India and have good savings as I own my house in Hyderabad and I am not a lavish spender. I have been onsite in US previously with an allowance but I did not go crazy over the so called American experience. Single earner with one kid.

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Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

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Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

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What are the best ways of tax exemption

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Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

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What do you guys think would classify as a good savings amount by the age of 30?

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Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

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1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

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Where are you on your PSLF journey? I have 2.5 more years before my $250k+ is forgiven. Keeping my fingers crossed for another forbearance extension 😊

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Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

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Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

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Just graduated UG - I’ve got $25k in my bank, no debt, and am maxing out 401K. Keeping all my money in checking can’t be optimal - though recession fears make me wary of equity. What should I do?

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Taking a sentiment of where you think bitcoin will go from here. Like the option that you agree with in the responses

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Fishbowl family… any UBS financial advisor training program here? What is the total expected income? My friend was offered 55k as base plus bonus…

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Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

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What trading platform do you use? I was thinking of switching to TD Ameritrade think or swim, but wanted to see if they were any better options

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Trying to figure out my net worth hope you guys can provide some insight. Do you include their home value into their net worth? Do you subtract the value of the home and what you owe on the mortgage?

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Anyone recently joined as manager or AM. Wats the interview process looks like ?

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Hi all, I’m trying to transition to the insurance industry and begin as a claim adjuster. I have a virtual interview for progressive and a phone call interview with AAA coming up soon. Do you have any tips for me?

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What is everyone’s unhealthy habit they just refuse to shake? Mine is that if I see chips and queso on a menu I am 100% ordering it. If it is queso with chorizo I might as well order two servings. It brings me so much joy to just eat a chip covered in cheese 😂

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Could someone tell me the salary ranges for analyst & consultant levels at Mercer in the Middle East?

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CGI company comes under which tier category.

Which firms are actually doing work in the emerging tech space - NFTs, DAOs, and related blockchain fun?

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Anyone have a good link to watch the Euro cup?

Fellow P&T Directors - here’s a thread for us to discuss what we are hearing/not hearing with regards to PCLDE and the making of new partners in P&T.

On every call, we hear Joe talk about making new Partners and his commitment. I have yet to see any of those ‘commitments’ be reflected in actions or explanations. (eg. No senior directors from commercial GTM going into PCLDE this year …) What?

Do they really think we’re going to ‘stick around’ until they ‘figure it out’ …

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What's the most fun certification you have studied for?

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I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

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Accenture offering crazy hikes what can be the reason?

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Hi All,
Does Citi provides joining bonus for immediate joiners?
Thanks

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I'm working in the US under H1B, I got a chance to face an interview for another company. My current company started the PERM application also and results will be out within the next 3 months. Is it okay to transfer my H1B to a new company? Can my H1B transfer be denied? How long will my green card application delay if I move to a new company and start to apply for a green card from scratch?

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Hey Oracle fishes, do oracle accepts counter offer...

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I have 3.5 years of experience in DevOps.

Tech stack- Kubernetes, Docker, Jenkins, Terraform, Linux, AWS

Last working day- 14th Oct (servings NP)

It would mean a lot, if you could give me a referral.

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Hi All, I am currently in Dubai and looking for a job opportunity here. I am an immediate joiner and have an experience of working as a Senior Consultant with PwC for 5.3 years. I have domain knowledge of RPA, Business Analysis, Digital Transformation, Chatbot Implementation in various industries such as Personal Banking, Retail Banking, Energy Resources, Human Resources. Please let me know if any opportunities are available for me. Thanks in advance.

Does anyone else here have a career in academia? Is the salary worth it?

How much variable pay percentage on CTC in HCL for Teach Lead position

Any info on best MM LevFin / FIG groups in Chicago?

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Additional Posts in All things points

Are Delta international award tickets fully refundable the same way domestic ones are?

Lol Moxy hotel is trash. Is it worth it to complain?

Post Photo
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Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

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Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

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Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

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I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

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Best way to cash $2000 in visa gift cards?

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What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

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Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Best sign up bonus right now that is not the CSP and the Amex platinum?

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Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

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If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

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Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

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Can one pay for cabin upgrades with refund credits?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

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Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

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Best SPG + Marriott hotels in Beijing?

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Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

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