Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

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You can start with something like this:

1.5L PPF
2L equity(Mutual Funds + Direct Stocks)
1L Debt + Gold(SGB)

Also, you can try to consult some financial advisor/portfolio manager as it is good enough amount for investment.

Off course you have to keep aside cash and emergency fund as well. I assumed this amount to be only for investments.

You can go for hybrid funds,slds,ppf nps

Contact us for your financial planning through various financial avenues @9302340643

If you know little bit about stocks and don’t need money for ultra long term like 15-20 years. Research coffee can investing and start sip in that coffee can.

You have lot of options these days like 1 unlisted stocks which is planning for a IPO. P2P lending. Etc.., DM me I do this as a side hustle

You could go for direct stocks investment as well...
Sice you have a lot of disposable income a certain part of it could be disposed in stocks.. Where you'll have a chance of compounding you money at a better rate
. Compared to mutual funds

But a pg

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