When is the normal time to start producing first draft of facility agreements?

And are there any good resources about financial covenants and break costs? (I have a book but it is very basic. I do have access to PLC and can peruse that.)

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Start raising cash family. Take some profits. 4/14 3:51 est

Who do you think will take a shot at buying iAnthus’ assets being auctioned off by Roth Capital?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Well, its a good thing I sold ARKF when it was $55 last year

Does anyone use yieldstreet or crowdstreet for real estate investment?

Hi Fishes ,
Is there any reimbursement for mobile in PwC India ? I am planning to get a new phone .
Please suggest

Hi friends, I’ll kickstart the bowl! Share what your small business is and drop a link!

What is "Summer Streets" in NYC? Worth doing with the wife?

Are there some in this group that are here to chat as well? I’m a married M, but wouldn’t mind a friend that’s here to chat

What is the salary range for product owner at EPAM system?

In search of business Analyst job in Mumbai . I know SQL and python. I have PGDBM in information technology and systems management please help

What is the org structure at TCS from consulting stream?
As in I have been offered C2 system Analyst with the work exp of 4.5 years... can someone please share the job level bands with comparison to Infosys Job level?

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Once when I was waiting tables, I had a guy pay me cash. The change was 45 cents, which I didn't give back to him because like who wants that. He then asked where the change was, and when I explained that I didn't give back the loose change, he made a big stink about how dollars and cents matter and didn't leave me a tip. He was a republican staffer on capitol hill.

Just curious, do people from this bowl still do sexting?

Can someone explain KL Rahul to me?

To me he is Kitna L Rahul … never seen him perform in any important match but still vice Captain and always in the 11

Does wipro provide JB?
Should we stay in campus for more than 8 hrs?

How many hikes are there in Wipro every year?

I have got an addendum letter from Wipro today stating that my date of Joining has been extended by 45 days. My joining was in mid August. I have 2 options to Accept or Reject the addendum.
Can i reject the addendum, how will it impact if I reject it ?

Been seeing a lot of jobs being posted by OYO. Anyone have insights on their culture, benefits etc.?

Book recommendations on genetics and bio hacking?

Hi Friends,

I didn't get relieving letter from EY GDS and its been more than 15 days that I had resigned from company and no one is responding except that automated response when I mail to myhr@gds

Requesting you to provide any mail so that I will mail them to get it complete asap

Please help!!

Are there any publications, networking groups, professional societies etc. that anyone has found to be particularly helpful to 1) develop a broader knowledge of private banking and 2) expand one’s professional network?

Is this bowl dead?

I’m currently a paralegal with a First class honours in Law. I am looking to get into investment as a career rather than a career - my goal is to work somewhere like JP Morgan. Does anyone have any advice on next steps? I am currently teaching myself Python and have greatly improved my excel skills. I am looking for any relevant internships or referrals that could help. I’m from the U.K. but I’d love to work around the work. Not sure if I’ve posted to the right place but any help would be great!

Hellllo…. No pressure. I am a fish out of my bowl here seeking a bit of guidance and (emotional) support (half kidding.) My client was served as a defendant in a chapter 11. Any pointers on how to successfully answer/defend?

Any insight on Mizuho’s leverage finance group in nyc? The good, the bad and the ugly please and thank you!!

Hi! Welcome to the banking group! Happy Fri-dump-a-half-baked-draft-to-the-other-side-day

What’s the typical range of base and total comp for Associate 1 & 2 at a RX group of an EB (but not Evercore or Centerview who have jaw dropping comp)? I know the ball park of numbers pre-COVID but wonder how big the movements have been after COVID and the last IB pay raise. Thank you!

What advice do you have for someone who has worked in music industry for 10 years (has music industry bachelors degree) and wants to get into a career in banking/finance?

Does anyone here specialise in shipping/marine finance?

Someone gave me a task - our law firm needs to be hired by the bank!

Anybody here based in Asia?

Do you all work banking hours? Not that other practices are easy but I feel like my group has it especially bad. Some days I wish I had a generic corporate client that at least wouldn’t email at 2am