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Rising Star
The credit rating agencies modified their calculation methodology a few months ago. Adjusted the weights across the metrics. You should be able to find this on google relatively easily.
Some are dropping credit limits too I hear...that would show why utilization is up...
Same but mine says my credit card utilization went up but I haven’t touched my credit card in weeks...
Rising Star
Not sure about credit scores, but credit definitely seems to be getting harder to come by.
https://www.cnbc.com/2020/04/30/wells-fargo-says-it-will-no-longer-accept-applications-for-home-equity-lines-of-credit.html
Mine too
Rising Star
Did you close any recently?
No I haven’t. But I haven’t used my cards in like a month because I went home... could that be a reason?
My score actually skyrocketed about 40 points recently
Rising Star
Nope! 821 baby
Rising Star
💁♀️
Did you check the actual report to make sure no new credit was opened? Also check your credit card statements.