Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

How much money do you keep in your savings account?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Lebron James has extended his contract for $97.1 million including two mandatory years and an optional third one. Why does someone need so much money in their life?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Any ideas of how to refinance home loans taken from India for a lower rate. Paying almost 9% for a house I got my parents.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Decided to payoff my mortgage.

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

Does 125k in Bonvoy points get you much?

How is the cigna company guys in terms of work life balance?

Does anyone have a couch that they love? Looking to upgrade given how much time I’m spending at home

Why does Siegfried have such a negative reputation?

My fiance is an American any idea if PwC sponsors green card if I filed through marriage or if I had to do it myself how would one go about it?

What's the New joiner registration grace period at Accenture?can someone help me to understand.

Have an offer for Cognizant and Persistent Systems. Which one is a better company??

Hi Fishes,
Just wanted know if anybody here has done Masters in Supply Chain. If yes, then i would really like to know your experiences and thoughts about it.

Let’s move out of NYC SF together lol . Maybe try LA ?

Hi
Staying at current company tech Mahindra with 23lpa (100% hike) or going to societe generale with 20.86 lpa(81% hike),which one is better?
Will societe generale brand name give me anything extra in long run?

Anyone has IBS here? Lately I have been having a lot of symptoms of IBS and even if I’m not fully constipated, I think I am to a certain extent. I had excruciating lower abdominal pain this afternoon and it was almost unbearable. Also, my period is approaching so I think my symptoms got worse. Anyone has any tips?

How do you make, or recommend making, a transition from the public sector to the private sector. Salary, insurance, benifits.

For IBM Generally how many day it took to generate offer letter after filling the background details & candidate forms online.

Thoughts on at-home pregnancy test 7 days post day 5 embryo transfer? Risks? Downsides? We have our blood test Sunday on day 9.

Do you know what a CLNA is? The Comprehensive Local Needs Assessment is a tool for determining CTE Program design/accountability for Perkins V. Who’s responsibility is it in your district? Has it helped at all?

Is there a scientific reason why we get songs stuck in our heads? How come we don’t really experience this kind of thing with our other senses?

Hi Fishes,
I have joined Salesforce past week, Can anyone suggest which cloud to join (Sales, Service or Experience cloud).

Thanks

Anyone having sfcc materials or videos session pls ping me.

Guys can someone provide me the insights on the package of Salesforce admin support resources having experience of 4+ years and cctc is 10 lpa.

Generally how much Salesforce provides on this role?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Might be the wrong bowl, but what’s the best energy company for Dallas? Wife and I are moving in a couple weeks.

How much % household should on average save from their gross income.. including cash, investment, retirement etc. all inclusive

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

2022 - How are we becoming millionaires folks? What are legitimate (not MLM, drop-shipping, affiliate marketing, Facebook ads) ways to make money besides our primary incomes?

For me: It’s credit spread {options} trading. That is the only one single thing that has worked for me.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.