Where can I get financial advisor to plan for retirement? I used to work in private sector and now work for IL state. They don’t match 457k, like 401k in private sector. Otherwise, they gave good benefits especially health ins. Where can I find financial advisor, who could look at my family’s finances as a whole and advise how much to save and how and etc. I was born in Europe so I don’t have even a general understanding of how finances should be planned for retirement in US. Worry about future

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If you hire an advisor, look for a fee only, advice only, fiduciary financial planner with credentials and a track record.

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Your workplace’s retirement fund may offer this service. Try there first. Recommend you read a book or two before talking to professionals so you can understand better and ask better questions.

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Just google best retirement planning books 2025

There’s a million financial advisors out there… you could start with your bank, if they have advisory services… most advisors won’t charge you for basic planning, some might, but it’s usually a service to uncover additional assets that they can manage…

If you work for the state, you’ll probably get a pension, plus social security, if your married, you’d have your spouses social security… so those are guaranteed sources of income… that can affect your drawdown (decumulation) strategy…

Retirement planning is just as much about decumulation of assets as it is accumulation…

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The comment above about fee-only planners is spot-on. Good planners will focus on helping you think about and understand the bigger financial picture. A friend left one of the bigs because he was tired of the pressure to pull in assets instead of actually serving existing clients. They've been very helpful to me and I'm sold on the model.

Good afternoon, not too sure if you're still looking for an advisor. I'm a comprehensive financial planner and Fiduciary. I operate on a flat-cost service model that averages well below the price ranges you mentioned you've been seeing.

If you are interested in an introductory conversation, give me a ring at 904-676-2712 or shoot me an email at david.jarrett@floridafa.com

Here's my LinkedIn: https://www.linkedin.com/in/david-jarrett-144a0324b/

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