I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Hi Fishes,
I am currently working as a presales consultant in Data & Analytics practice. I am looking to move to Canada or Uk. Can someone advise how to look for jobs and visa sponsorship?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Hi Fishes
My Android career is in a good shape in India. My parents are considering a marriage alliance with an NRI who is a Civil engineer in Texas. If I move with him by leaving my current job, what are my job prospects in Texas? How long does it usually take to get work visa and how easy/tough is it to get a job there considering I have 6+ years of experience in the field?

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

What's the best investment plan if you work from Hyderabad?

Thoughts on large companies taking PPP loans?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Had a final round at BCG last Friday. After the interviews they said that the would release results today. Then I got an email today saying they will only give the results on the next Friday. What could have happened?? I also know some people how interviewed on the same day as mine and got a rejection email today.

It’s sad that even though the president used the Rose Garden to launch a political attack against his opponent for reelection, he won’t get in trouble. Who’s going to hold him accountable?

Hey hey guys.
I am looking for a good example of a cv of a mbb consultant who moved to a FAANG. Any guidance here

What happens to my 401(k) now that I’m leaving the firm?

I wonder if we’ll still have minimum billable hours if WWIII breaks out

Is working a KPMG a lot of work during tax season?

How is it working with tredence? What is the learning curve?
Any pros or cons about tredence?

During my job search, I am getting a lot of recruiters asking for me to answer right to represent emails. These particular recruiters follow a same pattern and seem unprofessional. Shall I be aware and not sign these right to represents? Are they a scam? Or is it a cultural thing… can someone advise me, I’m based in the USA

Has anyone heard about hale global? It’s a VC/PE firm focusing on turnaround companies. Trying to find more info about this company and what type of deals they have done. But can’t seem to find many news. If anyone can share any insights about this company, that would be great. Thank you!

I just came home sobbing because I got too drunk at my female best friends house and her husbands male friend tried to take advantage of me when we were left alone in a hot tub. My boyfriend didn’t ask if I was okay but instead screamed at me, threw things and left the house. Dumping him is the only logical answer?? Am I crazy?

It’s a new week!! Target to win 🏆.. Win! And keep winning!

Just wanted to confirm if we have an option for buyouts during the NP,is it normally negotiable to 30 days,how does it work?

Any insights on compensation for a Sr. Analyst in the security practice?

Hi All, I had joined Accenture in the month of apr 2022.. as of today my productivity i can see in portal is 97%. In the month of November how much percentage in my total var pay, i can expect to be given to me... Please share ... Ur thoughts #Accenture Accenture Accenture India @

Is this bowl dead?

I'm in a litigation, about 9 months in. Is it normal that I spend majority of my time making bundles for my partners (printing, binding, moving docs in a different order whenever there are new documents or he wants to add stuff) reviewing documents and making tables (e.g. dates, which documents are from where), and the only legal work is like notices of admission, list of documents, the occasional research? I'm so bored and I want to quit but I don't know if I have unrealistic expectations.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Anyone here from NYC? Be cool if there was a meetup.

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Anyone know of a good cross-border US/UK financial fiduciary?