I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

Anyone went for L1 blanket visa interview in India recently? Experience? Also, it seems L1 blanket is handled only in Chennai but consulate website says only Delhi is open and handling L1 as well not clear if that is only individual or blanket as well. Any insights? TIA

I am working as a Sr. Product Analyst and I am looking for a product management role in Healthcare IT in Bangalore . Kindly, comment down if you come across any job opportunity.

Guys, what platform do you use to trade US stock?

Which service(s) do you use and can recommend to send money to India?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What are some good modern/post-pandemic personal finance books you can recommend?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Whats the second source of income for a IT employee ?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

So...seems like shut downs are headed our ways. Why are schools requiring us to come in? I worked for multiple teachers last shut down, and honestly went above and beyond any other para in our building. I have three kids ages 8-11. This will put me under a tremendous hardship if I have to go to work everyday and find a sitter. Not to mention- when I brought this to my principals attention he said I might have to take Covid leave. Covid leave only lasts so long- correct? The. What do I do?

Life can really change in no time. It so hard to believe how things have changed so much for all us in last 8 weeks. Its important to live & enjoy the present which I nvr really did. I am afraid of missing out on my life nd social relations (which am already struggling at) 😓

How long does your agency usually give your creative teams to concept new campaign ideas before the first internal review?

I want to give a Christmas gift to the manager of the gym I go to. She’s awesome and I just really appreciate her. I can’t think of any ideas though! Can anybody think any good ones? I do not know much about her personal life except that she’s a single mother.

From now on when I do favors/free work I'm going to send an invoice showing what it would have cost a paying client. Where is says ‘balance due' I’ll write “GRATIS” or something stupid like that.

Who did the schizophrenia ads? They’re pretty cool tbh

Has anyone transferred an embryo that is 1PN instead of 2PN?

When your best is never good enough 🙏

Going for a cyber SRC interview in San Diego. What’s the salary for Senior consultant 2 and 3? At pwc it’s around 120k. Wondering what’s in EY.

How hard is it to get an interview for SWE at FAANG outside of on campus recruiting? I’m in GT’s OMSCS program right now, hoping to take advantage of career fairs this fall, but I don’t know if I’ll have enough time to prepare for the technical interviews before then. I’m worried about missing out on the recruiting opportunity and having to resort to applying online/LinkedIn afterwards. Any insights into this?

Want a referral to Amazon? Comment below

Trying to figure out how best to ask for a raise. Wondering if any nurse practitioners or physician associates would be willing to share their salary for various hospital positions along with their length of experience? Thank you!

Am I the only one who'd rather read my Fishbowl feed over social feeds over lunch?

How often do scopes change? I thought it was normally on an annual basis with some exceptions but my CD is telling me they change constantly. Someone educate me…

Hi guys, i made a profile switch into Advertising just before covid and started as a fresher. Currently i have 2.5years of experience and 4L CTC as an Account Executive. Just trying to find out the salary brackets for this role in the industry and what should be my ECTC in case of job switch.

Who had it worse today? Tiger, Jordan, or Xander?

27, male looking for a doodle mommy ☺️

Hi Fishes,
Any news of hikes in OSSI?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Decided to payoff my mortgage.

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Anyone else into Bank Bonus churning?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?