With social security potentially running out, why couldn’t it be an option for the govt to put $5k for every baby that is born in a year into an account Invested in a govt share class S&P 500 fund. Historical average is 10%+, which would provide roughly $2.7 million for a baby born today. Eventually, this would eliminate the need for soc sec tax, and would only cost $18 Billion a year instead of several trillion a year being deposited into the trust.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

I came from China, you know why I came here? Because I hate being told they do things for my protection. Stocks there halt for the rest of the trading day if it moves more than 10%, because everything else must be too much risk for us little people to handle.

Desolate malls, $60 discs, and stingy game return values...forget GME stock...

Buy in at the ground level to build up a budding INDUSTRY (Cannabis). Want to #yolo? Buy “YOLO” or APHA or CGC.

Low market entry prices (on the pot stocks), full legalization in the US on the horizon, horizontal and vertical integration with beverage makers & other consumer products giants in progress and more to come...too many reasons to not puff puff pass this opportunity up.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Well, its a good thing I sold ARKF when it was $55 last year

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Looking to switch jobs and maternity leave policy is an important factor for me. Would love to hear about some companies that have generous mat leaves vs. others that don’t. Can you all share what you know?

Anyone familiar with Marsh & McLennan? Am I understating correctly that it’s the parent company of OW?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Best coffee shops to work from?…and go!
I love Call Your Mother Deli on New Hampshire near GWU!

https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

Abused and isolated as a kid. I have terrible memory. Like I don’t really remember the past few months except in broad strokes and memories of my childhood are more non existent than existent. I’m working through this with my therapist. Does anyone have any experience with emotional and memory repression? Curious on your advice

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Any advice in terms of investment to save the maximum tax?

I am an unmarried working man in his 30s with a southern mother. In other words I'm flying home for Christmas and my mother just called to tell me that she just happened to accidentally run into the sweetest girl from her church that she just knows I'll get along with and accidentally invited her to our house for dinner the night that I get home. Deadass the woman will not rest until I am tied down. Pray for me!

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Just got another negative test. I'm so lost. How do I handle the monthly roller coaster of emotions? Hope, disappointment on repeat. 😔

How do you spend your precious unwinding time after work? I love binge watching tv shows but realize it’s probably not the healthiest way to wind after a stressful day. Anything fun / low stress yall do?

Note; working out is not a relaxing activity for me so don’t even start with that. Also I am single and have no kids so ..

Just hit EXP on AA for next year - should I keep flying them for work for the remainder of the year or try to get status somewhere else?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Financial advisory seems so dull compared to cyber . I should have done cyber from day one smh 🤦‍♀️

I am interviewing for nCino as a entry level Support Engineer. They ask for 2 years experience in the financial services industry and knowledge of Salesforce. I have over 1 year experience in the financial industry and 2 years working with Salesforce. I live in Louisiana and it's Remote. What salary should I be aiming for? Total compensation also if you can! What do other Support Engineer get paid

Does anyone have any plus points that are expirining and want to give them away? I'm flying to India and back in Feb and see some availability for PZ. Unfortunately I'm just a gold. TIA.

What’s the biggest difference between a Brand Director and a Director of Marketing & Communications?

Bets videos on YouTube to learn to sell covered calls

I currently work at a large research institution and am in the process of getting retroactively reclassified to a new title (Long story but my PI is cheap and routinely pays ppl the bare minimum so now the Union is helping me w/ a retro reclass.) Reclass can take 2 - 6 months to process. Meanwhile, I am interviewing for industry job. If I get an industry job, what do I do if my reclass isn’t processed yet? I want the title and the money owed which may be about $15000- 20000.

How is Accenture Research vs EY vs PwC vs KPMG

What is this PwC Activate event?

Hi all, does anyone have a good framework they would recommend for developing HCP/physician communication strategies and defining tactics for HCP engagement (outside of pharma reps)? There is of course a ton out there for patient communications such as patient journey mapping but engaging HCPs is a very different beast. Looking for something a bit more nuanced than a traditional consumer framework. Thanks!

Hi guys,
Need some clarifications about offer letter acceptance. What if you accept offer but at last did not join because you got another offer at last moment.? Do companies take any action on this ?

I am currently working as a PayPal AWF/CW in contractor's payroll for the past 3 months. I heard many got converted from AWF to FTE. So what is the process for FTE conversion? Should I clear some Interviews? Also how much would the salary increment be? On par with regular hiring? Any minimum time limit of being in AWF before FTE conversion?

What are the yearly hikes for NTT consulting division?

What is system Integration Advisor, Grade 10 in NTT data comes in hierarchy and can I know the hierarchy

Hi, I have 12+ YOE with dev experience in Mainframe and testing experience in Guidewire Insurance portals. Can anyone refer me to suitable jobs

Hi fishes,

Needed suggestions from you guys. Currently I am working in TCS,having 1.2 years of experience with CTC 7.5 lpa. I am confused if I need to do M.tech or MBA or just do company switch after some time periods. Which will be more efficient in salary perspective?

Whether I should do m.tech in cs or mba in HR or just keep on switching?

Where do you need the most support in your RP practice?

So... how can I become more involved with MEPs?

Please ask more to join. Would like to get some more feedback from other Retirement Plan Consultants. For example:

What recordkeepers do you find to be easiest to work with and hardest to work with?

How do RIA retirement plan focused advisors feel about taking on new advisors to your firm? What do you look for in candidates? I’d like to get out of my corporate role, curious if this makes sense

Coming up on my annual review and I'm curious about salary ranges for those who work with 401(k)+ plans. I'm a CPFA, series 65, and previously held 6&63. I advise plans on investment selection, plan design, IPS creation, and meet with participants individually as well.

Does anyone partner with any 401(k) robo-advisors like Guideline, Vestwell, Human Interest, Ubiquity, etc.? How are they compared to more established 401(k) providers? Pros/cons to any or all?

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Anyone works or has worked as a Director Retirement Planner at Fidelity can provide some insight into the role?

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

How is everyone approaching educating current and potential clients on the Secure Act?

For those who cold call on 401k plans, what is your approach?

Which Investment Analysis and Reporting System do you use? What are the pros/cons?

Are u allowed to be an insurance agent while at PwC

With interest rates rising, I Bonds are back in the discussion. Thoughts?

No pitch, just some research for a client of mine.

Aside from referrals, what is your biggest source of leads?

Facebook?
Google?
Physical Mailers?
Radio ads?
Your own radio program?
Something else?

Best place to work as a retirement consultant? Empower, Fidelity, Vanguard, T. Rowe, Lincoln, etc? New to field and want to get a sense of where my salary is at compared to competitors.

What’s your tax strategy to minimize self employment taxes?

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

Does anyone have thoughts on RPAG? Is it worth the cost? Is there something better?