With social security potentially running out, why couldn’t it be an option for the govt to put $5k for every baby that is born in a year into an account Invested in a govt share class S&P 500 fund. Historical average is 10%+, which would provide roughly $2.7 million for a baby born today. Eventually, this would eliminate the need for soc sec tax, and would only cost $18 Billion a year instead of several trillion a year being deposited into the trust.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

I be wanting to go off but then I check my bank app, calm down, and keep working.

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Best spg property in chicago?

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

Roth vs Traditional 401k, thoughts?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

What is your agency’s maternity or paternity leave policy?

I just started a new job 2 months ago, benefits and PTO don’t start until 90 days in so I still have a month before I can take off any time, and today found out my company doesn’t offer paid maternity leave.
I’m really struggling handling the symptoms and maintaining my full time job. Thinking about looking for a part time job to have more time to myself through the pregnancy since I won’t be getting a paid leave anyways, but lost on where to start looking. Any recommendations?

Best oil stock to buy right now?

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

Anybody here who gave interview for senior business analyst role in IQVIA?

Finished my loop for a marketing role 2 weeks ago, and got an email the next day that they wanted to give me an offer. Had my initial call with recruiter to put the offer together. It was lower than I expected, and we ended that call positively as I needed some time to consider, and we agreed to follow up in a few days. It’s now been a week and both recruiters have been unresponsive. Did I just lose this offer bc I tried to negotiate a more equitable comp pack, or is it a slow process?

Anyone filed h1b in regular processing and changed to premium? If so, can you please help with the process and approvals required?

Compliance email might as well just say: We hope you are all in compliance with our very strict "You aren't allowed to have a good body" busy season restriction.

Which techstack according to you is being paid the highest package with same level of experience😇😇😇😇?
Highly appreciate mentioning the yoe, the techstack and the package offered🥰🥰🥰🥰

LA or remote, seeking retouching opportunities.

Unreliable coworker help - There’s a coordinator on my team who assists me and the other strategists but literally every time I ask her to help with something she says yes & then waits until the last minute to tell me she wasn’t able to do it/makes up an emergency excuse. Trying to be understanding but this is getting ridiculous- she/parents/dog/boyfriend are sick (8x), forgot about another urgent project (10x), WiFi is down or power is out RIGHT when I ask for help (5x).

Continued in comments

Graduating in May and starting at a boutique commercial real estate firm mostly representing lenders. Is there any material I can start reading to help me get up to speed?

Any recommendations for turtle necks? I usually buy them from massimo dutti back in Europe, the ones I find here tend to be very thick

For a writing sample: Is it better to use a motion that you won, or a motion that may reflect better writing/analysis, but that you lost? Does your answer change if the winning motion is more recent than the losing one?

Do any of you have side-jobs or maybe hobbies that you make money from? Alternatively, what do you think sounds like a good one to look into?

Is the Bella Vista area a safe place to live and raise kids?

How do you survive on a PhD stipend knowing it’ll be years before you can afford luxuries like a vacation or brand-name ice cream?

A close family member recently passed away and my grief is reflected in my work. I’ve started making careless mistakes, I can’t focus, and I find it impossible to put in a full day’s work. How long did grief impact your research?

My company is hiring! Reach out if you are interested in working for an early stage Real Estate Tech Startup. Looking for Software Engineers and an Acquisitions Analyst (Private Equity MF). Based in Boston.

I’m planning to shoot a professional MMA fighter nov 10&11. The idea is to make an interview/documentary no longer than 2 minutes and shoot cinematic b-rolls of him training.

Does anyone have thoughts on RPAG? Is it worth the cost? Is there something better?

Which Investment Analysis and Reporting System do you use? What are the pros/cons?

Where do you need the most support in your RP practice?

What’s your tax strategy to minimize self employment taxes?

No pitch, just some research for a client of mine.

Aside from referrals, what is your biggest source of leads?

Facebook?
Google?
Physical Mailers?
Radio ads?
Your own radio program?
Something else?

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Coming up on my annual review and I'm curious about salary ranges for those who work with 401(k)+ plans. I'm a CPFA, series 65, and previously held 6&63. I advise plans on investment selection, plan design, IPS creation, and meet with participants individually as well.

How is everyone approaching educating current and potential clients on the Secure Act?

Anyone works or has worked as a Director Retirement Planner at Fidelity can provide some insight into the role?

Best place to work as a retirement consultant? Empower, Fidelity, Vanguard, T. Rowe, Lincoln, etc? New to field and want to get a sense of where my salary is at compared to competitors.

Does anyone partner with any 401(k) robo-advisors like Guideline, Vestwell, Human Interest, Ubiquity, etc.? How are they compared to more established 401(k) providers? Pros/cons to any or all?

Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

I’m 9 years in. Currently taking the educational requirement for CFP through American College. I feel like I can’t focus because I am not really learning anything. Any tips to keep eyes on prize?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

So... how can I become more involved with MEPs?

For those who cold call on 401k plans, what is your approach?

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

Are y’all finding that HR is preoccupied with Coronavirus and not the (k) plan?

Which firms do good actuarial work for cash balance plans?