I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Which high yield savings account do you recommend?

SOL vs ETH 2.0?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Hello :) I am moving locally within the Bay Area in couple of weeks and all the movers & packers I am getting quotes from, prefer to be paid in cash (there is a convenience fee with credit card payment). What are the advantages/disadvantages of either method of payment? Thanks :)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

MBA grads who financed most of the experience through loans, any financial advice? Did you choose private loans over direct PLUS? How much did you take on to cover living expenses? How long will it take you to pay it all off?

Just enrolled in a full time program for next year and though I think my school is worth it, getting a lil nervous about the financial burden. To give some context, I got a small scholarship (25% ish of tuition), have about $60k in savings, and will be living in Evanston

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Where does one apply for commercial RE loans? Looking for co names

How much importance do you give to proforma numbers when purchasing an investment property?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

To the author the the “Lately I’ve been getting the vibe that I am [being Frozen Out (BigLaw term of art for your concerns or situation)]. My TOME on how to handle the situation through every route if and until you leave BigLaw appears to have suddenly NOW posted. 🤷🏻‍♀️🤦🏻‍♀️. My keyboard is sticking on the site so there are surely typos (I long ago turned off Auto-Corrupt). My sympathy, best wishes, and offer of trustworthy support(BEEN THERE, SEEN IT, put in my decade in BigLaw) still stands.

Can someone tell avg hike in amdocsmy friend wants to decide whether she should choose dassault or amdocs dassault compensation is low with 1 LPA from amdocs and also amdocs giving 60k bonus

A lot of people here seem to glamorize MANGA positions - good pay, and good WLB. There has to be a catch, right?

PWC SA2 got an offer for 34LPA fixed.
Currently at DUSI at 24 LPA.
Worth the jump?

How much package should I expect for SAP FICO 5 YOE.
current fixed : 20

Time sensitive question, have two offers. One is GIR in SLC with GS. Other is Generalist Consultant at McKinsey. Which would you recommend (McKinseys offer is slightly higher but assuming due to location). Thank you greatly for any insight! Hoping to get into private equity in the distant future

I am thinking of making the jump from SLP to healthcare administration. Looking for insight on pay, job opportunities and job satisfaction. Thank you!!!

Currently going through the nerve wrecking 2 week wait. For those who have gone through IVF, did you test at home? If so, how early and was it accurate? Did you feel any symptoms? How early on?

Any one know about starting salary at @sunlife for Disability Case Managers?

Is it possible to ask for joining bonus in ibm since I didn't request during the time of offer.. i am yet to join ibm.. Could you also suggest a good reason to ask for joining bonus?

Hi,

Anyone can provide review about Springer Nature Technology and Publishing Solution, Pune?

Company culture? Year to year hike? Work life balance?

Hi All,

What is the wlb in Areteans for a pega developer.

Has this ever happened to you that each time you meet your bf/gf , there is extreme nervousness from both sides ? It’s a good kind of nervousness (shyness , awkwardness) and almost feels like meeting someone you have known forever for the first time?

Where do y’all get shirts and pants from? Need a redo wardrobe

Urgently need referral for TIAA
YOE- 3.4
Tech Java Spring microservices backend
Fintech domain
LWD 1st Sep
Location Pune
Thanks

Black Friday deals here.

Amazon 14% off qc35s

Hey friends! I’m looking for some recommendation for a 2-3 days trip (ski, cross country ski, or anything in nature) around the Northeast (drivable from Boston). Would prefer to rent isolated cabins over hotels, but open to any rec at this point. Thanks!!!! :)

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

To those who consistently invest in Bitcoin or other crypto, why? Genuinely curious into why you’re long term bullish about it. Debating adding it to my list of regular investments but can’t mentally justify it yet.

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

My company matches 3%. Is that low or on par?

Anyone else long on AMT?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Anyone part of F45 or close side red franchise opportunity with them ?

Anyone here doesn’t like Graham Stephens like me? I want to punch that man’s face every time I see him. And the fact that he claims himself as a finance guy 🙄🙄

Anyone US persons with Dual Citizenship who invest in the markets back home? I am wondering if it’s worth it to open an account next time I return, what are tax implications? I know we can get that global exposure through ETFs etc, but not sure that’s what I’m looking for. I also know US markets tend to do better, but does anyone else feel US innovation/ ideas tends to lag behind other countries? What are your thoughts? Am I being too extra on a Tuesday night?

Current fantasy is to retire at 45, get my MLS, and become an elementary school librarian. What would you do to pass the time in early retirement?

Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

I regret only buying 1 ethereum when it was about $1500. I bought Tesla shares for another $1500 instead of buying 2 ethereum shares due to fear 😢

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Which high yield savings account do you recommend?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

How would you sell ETFs in retirement since there is no average cost option for etfs?