What are the bowl's thoughts on the "die with zero" concept? I'm kind of a fan.
For context, my wife and I don't have any kids, we won't have any heirs, so what's the point of saving a massive chunk of money when we can use that to live our best lives now? We make close to 200k gross.
Obviously we'll still save to retirement and have an emergency fund, but if I want to buy a Rolex or go on a crazy trip, screw it, why not?

Avg level 8 assoc mngr salary in accenture?
YOE -10
LOC PA/NY
Tech salesforce/veeva

With product design questions, I struggle to identify user groups. Once I do everything starts flowing and I’m confident. But the initial identification of user groups is something I find challenging. What’s your go-to way of doing this? For example, the question “design a podcasting app for truck drivers.” What types of truck drivers can I select so that I can prioritize a user group to focus on and begin identification of pain points and solutions?

I was a part of a management program for the past 4 years in a mid-size local company; worked in a variety of functions: operations, sales, data, marketing, and audit. Thinking about pivoting to consulting, how would you advise me to go about this pivot?

What have you been doing for dealing with being alone in your apartment? (Besides video chat or working out)

I'm in desperate need of tips to get genuine buy in from our predominantly white, male senior leadership to create a more inclusive environment. As is often the case, middle management and below is very diverse and then at Director+ it gets much more homogeneous. So far any real initiatives get shot down in favor of performative actions to post on SM. Is this just how it is, or can we try something different?

How do you deal with your “mentor” being threatened by your performance and gatekeeping information from you? Then turning around and giving you shit for not knowing things… but they don’t tell you anything and there is no way for you to know. My learning and development is being hindered and I’ve felt this for a long time, but coworker just confirmed this is the case. Now that I know I’m not “crazy” for thinking this, how should I approach this?

Downtown Austin nice highrise apts? I hear good things about bowie and northshore. Stick to those two or any other good ones at that similar price pt

Any differences in hours between FDD and M&A data analytics?

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

IDN up 15% today, was a great call out

Hi Fishes, I got an offer for Data analyst - SE at Samsung Research Institute Bangalore. There are lots of negative reviews. Is it worth joining with 2 YOE?

How much time Accenture takes to come back after some one clears the tech round?

Its already a week, please help.

Should i reach out to them in case they did not?

Hi All,

If i accept the offer of company Abc (MNC) to get a counter offer and after getting better offer then if declined company Abc offer, then any penalty needs to be pay for 2 month?

Could you please help me out here.

Nagarro Vs CRMNext?

Hello everyone!

Im working in software currently but want to make a shift into cyber security, I am burnt out on the technical aspect of my current position and would like to make a switch into a cyber position where I play the role of an advisor for different teams, is this possible? what role should I be looking for and what path should I take?

I appreciate your input on this.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Best high yield savings products?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Any good wedding ring sources aside from Blue Nile?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone have a recommended tax person in Chicago?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?