Has anyone here contributed to traditional 401k/IRA accounts while working, but when retired, gained REP status or used the short-term rental "loophole" to get their taxes down to 0? Could you share your experience and key learnings?

Thank you!

I don't know why this bowl was created. I don't see any replies or comments on the posts. Engagement on the posts will be helpful and motivated.

I've been working at my current job for about a year now and I'm finally beginning to understand how the company works.

It's not easy, though. It's a small company, which means there are only a few of us in each department. There is no dedicated training team, so we all have to learn new things on the fly through trial-and-error or by asking our coworkers for help. The management team seems to be pretty hands off when it comes to project management and project direction, so it's up to us engineers to figure out how we want to spend our time and who we want to work with.

Anyone knows about the base for chase PCA?

Currently at a super conservative defense firm. I do really well but keep getting the criticism that I tend to just do things on my own initiative. I’m just predisposed to being decisive and rather autonomous. Besides being a solo atty, where would this skillset be better suited? Plaintiffs work?

Difference between Vodafone India services and Vodafone Intelligent Solutions? Are these two different companies?

Some days the ghosting and radio silence comes off as blacklisting and soul crushing. How hard of an ask is it to copy and paste "thank you for your interest, we decided to go with another candidate"

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

Need all opinions I can get. Interviewing at a place, and there are a few flags. (Details in 1st comment)

Hi...One of my friend is joining in Kpmg GDS after having an experience of 9 years in Audit...what would be the expected salary in Kpmg..?

How much TCS will offer for candidate with 3.3 YOE and technology MSSQL and SSIS with package in old organisation around 7lk

Interviewed for a GS-15 (same agency but different office) and totally aced the interview with excellent answers. They know I’m a top performer with senior references. However I noticed there was an internal candidate who has been there for few years and interviewed that’s a veteran. I feel my chances just sank and want to gauge thoughts.

Hi everyone, I am currently looking at social impact roles aligned with either DEI, social responsibility, or learning/leadership development. I have close to 15 years functional experience in DEI strategy, business strategy, teaching, and coaching. I have my own consulting company that focuses on DEI. I have a masters a MBA and a doctorate. I would love to be able to either connect with someone or be referred to an opportunity around a social impact space. That is where my purpose aligns.

Fuckjerry, overheardLA, overheardNY on instagram are pretty funny

Hi guys, hcl offered me E3 band , consultant position for its GCP practice. How’s is the project ? Any idea ? My joining is next week.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

What does 401k mean?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

In your opinion which is the best target fund to choose in IRA Roth?

Any good wedding ring sources aside from Blue Nile?

Best high yield savings products?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Anyone have a recommended tax person in Chicago?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.