Has anyone here contributed to traditional 401k/IRA accounts while working, but when retired, gained REP status or used the short-term rental "loophole" to get their taxes down to 0? Could you share your experience and key learnings?

Thank you!

Let’s move out of NYC SF together lol . Maybe try LA ?

I’m going through the interview process with B4 for senior audit position. My salary expecting are around 85k but EY and Deloitte recruiters told me that it was pretty high. Is that true? (Miami location)

Hi ,

This is regarding Visa Appointment for Germany - in VFS.
My visa expiry is June 2023 , whereas my Appointment to consulate is July 2022. I am going to renew my visa now but for my appointment I had given my current passport number and for appointment I need to carry the renewed passport(Which will have new Passport Number) , please help if this will be an issue?? Will I be asked to book a new appointment with renewed Visa and passport number ?? anyone faced similar situation??

Is an offer after only a first screener a red flag?

Starting IVF in a month - any guidance in prep for it, things that may help increase success for egg retrieval or anything like that? I started taking supplements advised by my doctor, but curious to hear of anything else! Thank you SO much!

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Anyone had luck getting back a deposit? I got admitted to my dream program, but sent a deposit for a different school's earlier deadline.

Mates- I’m getting a new iPad Pro and trying to decide between the Smart Keyboard and the magic keyboard. Also has anyone tried the white keyboard? I’m getting it tonight. Your thoughts would be appreciated

Sharing about a Patient Experience Consultant position salary range of $80k-95k depending on education and experience in Washington DC

“What do you guys see...a mouse or a blue screen”

What's the salary range of a SAP FICO Consultant (5-7 yoe) at companies like Wallmart, Mercedes Benz, Autodesk? Can anyone please enlighten me?

Looking for a bilingual (Spanish/English) para or esl teacher for a charter school in Minneapolis

I am a Senior Manager Advisory. I have BTech in ECE. Am I eligible only for EB3? Am not eligible for EB2?

Recommendations for best suits in Dubai? Good quality but not 10k either.

Stupid Question- We have been thinking for IVF and trying to understand with this process, is there any difference in the health and life of the child as compared to a child born without IVF. I did ask this with our doctor and he said casually its all same. This is not to question any doctor but just to really understand what is going to be different with the kid. This is not very old technology and not much studies as well.

Is CSPO certification helpful??

Going from PR agency to a marketing role in-house, tips and advice pretty please!!!

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Best high yield savings products?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

In your opinion which is the best target fund to choose in IRA Roth?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Thoughts on personal loans to consolidate Debt?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?