So…. 50 years old with $2 million in 401k. Currently pulling in $400k annually. Question is should I contribute the additional 50+ $7500 to 401k or put that money elsewhere. Also have a vested pension that will pay $5500/month at 65 or $3800 at 60, but don’t see that as necessary. Plan is to hang it up at 55. Have $300k in equity in the house and an additional $200k in various assets. Live in the Midwest so cost of living is quite reasonable.

How much stock do you put on benefits? I have two offers with stark differences in benefits. Job 1: role I want, but benefit sucks (2 weeks paternity leave, 20% coinsurance). Job 2: role is okay but higher level and great benefits (16 weeks paternity, 0% coinsurance, 5 more days of vacation). Total comp is the same though. I wonder if I should just focus on role but Job 2 is a large company, so I can move around after 2-3 years I’d expect. Thoughts?

What are the benefits time off/sick days/etc offered at EY.

Hi Folks. I have the below offers.

@Harman: 23.4 LPA fixed + 1.88 LPA variable (total ctc 27 LPA). Client side Mercedes Benz. WFO.

@Accolite: 26.5 LPA fixed no variable + 50k JB. (Total ctc 28.34 LPA) Fidelity client.

@Nihilent: 24.56 LPA fixed + 2 lacs variable + 1 lac JB. Work location is pune & I need to shift from bangalore to pune.

YOE: 9y9m Role: Scrum master

Kindly advise and provide your opinions as to which would be a better deal in terms of company benefits job security & WLB

Interested in getting opinions on Wipflis benefits

Anyone in Vancouver want a Programmer Analyst role doing data conversion from Oracle into WD? UBC is a great employer that pays well for Vancouver / Canada and the work is remote, though you have to be in Canada. 4 weeks vacation and benefits start on day 1

I wouldn't have nearly as many issues with conservative principles if they weren't so hypocritical in how they enact them.

I'm not opposed to lowering taxes, smaller government, and respecting individual rights, but they simultaneously support bailing out big businesses, expanding church and state, and massive deficit spending to pay for dumb wars and tax loopholes for hedge fund managers.

I'd rather see our government provide food, healthcare, and shelter than any of the above things.

🐟 without dependents, what % of your monthly income do you save and what % do you contribute to 401k.

Hi Fishes,

I have recently received an offer from BMC Software for IT Services BU. Can anybody please let me know how is the work life balance and annual increments here? Also what is the leave policy and if any additional perks/benefits are provided to the employees?

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

What are the employee benefits at Harman?
Could you please let me know
Are there free transport , 100% company sponsored medical health insurance for self, sponsored certifications, leaves etc ?

How bad is reneging a week before I start? Have an offer with FAANG but the role is sales. Got a dream job with Disney in Analytics & Strategy with comparable salary. Should I stick with FAANG?

Better manager & culture & benefits at FAANG, better role & opp at Disney

I am plat exec on AA and wife wants to purchase ticket to Europe (traveling alone). Any benefits of booking it through my account (and assigning her FF#) or none?

Considering a move to NTT Data in a healthcare consulting role. Mixed reviews in the bowls. Major concerns are bench policy, staff aug roles, 2 week PTO, and high turnover due to job dissatisfaction. Recruiter and mgr had great things to say around growth and opportunity, which doesn’t align with feedback from the bowls or Glassdoor.
Understanding things have changed there in the last few months, I need un-biased advice from fellow fish who have recently joined or can speak to recent changes

About a year into our infertility journey and considering switching from my husband's company's benefits to EY's to take advantage of the 50K lifetime benefit. I know I would need to switch to EY coverage, but does my husband also haveto be on EY's insurance to have IVF costs fully reimbursed?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Please explain if we get internet reimbursement outside the CTC?? Not the tax exemption part . I have heard we get 1200 per month for internet . Is it true ?

Is there anyone who works for Google or Amazon and has a healthcare background with no tech skills? I have my MBA with a healthcare concentration and I’m looking to switch industries. I’ve started to take certification courses on Udemy but would love any insight on how I could get my foot in the door with those companies. Thank you!!

Current fantasy is to retire at 45, get my MLS, and become an elementary school librarian. What would you do to pass the time in early retirement?

What is EYs 401k match? I am going to interview and found lots of benefits info online but could not find match or best. Thank you.

I want to apply at Big 4 as an Senior Accountant, is it really very secure position? or is it a bad time to start a new job?

What do you find frustrating in job search? And what platforms do you usually use to find jobs? Doing a research on that :)

Where do MBB consultants who leave MBB to get a MBA usually end up at post-MBA?

Great tailors in the NYC/NJ area?

I just got my first promotion! Start in the new role next week. Any general tips for hitting the ground running when you change orgs? I really want to make a good impression with the new team.

How do I find biotech companies list by amount of cash on hand?

Any ideas on how to get current customers to upgrade their app from free version to paid version besides just listing out the features for them.
What could be a good marketing strategy? Thank you for your time.

Hi Fishes,
My zs joining date is June 1, before that when can I expect the joining formalities and onboarding process and laptop.
As of now there is no intimation except Idfy verification. Would be great help if you please suggest.

Why are the Roman numerals so thick and blobby on the newer Rolex Datejusts?

What is role of Agile COE in Wipro. How this COE works in Wipro?
It it worth to join Scrum Master in Wipro.?
Any onsite / Promotion Opportunities for ScrumMaster

How are you all feeling about going into the holiday season while being remote? Missing the company holiday parties, or happy to be able to do your own thing?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

In your opinion which is the best target fund to choose in IRA Roth?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Any good wedding ring sources aside from Blue Nile?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Thoughts on personal loans to consolidate Debt?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

What does 401k mean?

Anyone ever use a credit repair service and have success?