On my tax filings for 2025, I only made $80k on paper because I only worked half the year since I graduated school in May, which would qualify me for the Roth IRA.

However, starting next year, I won’t qualify for the Roth IRA because my total compensation will be over $200k with bonus included.

If I can only contribute to a Roth IRA for one year, is it even worth it for me to open an account to have the option to do a backdoor in the future, or should I just contribute to a traditional IRA fr

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Yes. Google backdoor IRA.

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Yes, I think it is worth it, esp if it will be compounding for 30 years.

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Hi,

What will be the in hand salary for this?

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